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來源 : 旅遊局為期七天(十月一至七日)的十•一黃金週於明日起正式展開，迷你倉澳門特別行政區政府旅遊局已積極作出多方面準備。啟動旅遊通報機制、印製餐飲指南及加強巡查工作，旅遊局還向酒店業界推出網上房價申報系統等，期望透過一系列措施，盡力體貼市民及旅客的需要，優化旅遊服務質素。澳門特區政府旅遊局與廣東省旅遊局的十．一黃金週旅遊通報機制，由九月二十八日至十月八日正式運作，澳方將利用網上平台發放相關訊息，包括更新前一天各入境口岸的訪澳內地旅客人數及總入境人數等，而各酒店在黃金週期間的最高房價資料亦會在網上顯示。粵澳雙方旅遊局將保持緊密溝通。旅遊局已在網上恆常公佈由業界呈報的本澳各酒店及公寓不同房型的客房價。市民及遊客欲查閱酒店及公寓資料和房價可登入旅遊局網站。旅遊局亦在十．一黃金週前推出網上房價申報系統，業界已可於網上更新房價以提高申報效率，讓旅客獲取最新訊息。旅遊局與澳門街坊會聯合總會、澳門餐飲業聯合商會、澳門北區工商聯會及澳門離島工商業聯合會推出《10.1遊澳門餐飲指南》，提供10.1黃金週營業的食肆名單及聯絡方式，方便旅客掌握食肆的營業訊息。日前，旅遊局已推出題為《論區行賞》的首四條步行路線，鼓勵旅客到各區遊歷，慢步探索澳門各區特色，同時希望起分流作用，紓緩旅遊旺區壓力，並帶動社區旅遊發展。旅客可在旅遊局網站 .macautourism.gov.mo 下載餐飲指南及四條步文件倉路線地圖，或到旅遊局轄下的旅遊諮詢處免費索取。旅遊局亦將發微信及手機短訊予計劃於黃金週來澳的內地旅客，提醒他們儘早訂房，如有需要可在旅遊局網站查閱房價；亦鼓勵他們來澳前先下載旅遊資料或到旅遊諮詢處免費索取。務求讓旅客掌握更多實用資訊。此外，旅遊局將加強在旅遊景點、口岸及各區巡查，又會在各旅遊諮詢處增加人手。旅遊熱線28333000如常24小時運作，督察人員亦24小時候命，回應旅客的需要，旅客亦可登入旅遊局網頁獲取旅遊及相關訊息。旅遊局亦發函提醒業界關於衛生、食品安全、防火安全、營業時間、接待旅行團的職業守則、酒店房價申報要求等一系列注意事項。旅遊局又與消費者委員會、治安警察局、海關、海事及水務局及交通事務局等保持溝通及資訊交流。旅客可使用治安警察局的「邊境口岸實時資訊平台」，透過手機及電腦點擊進入平台網站 .fsm.gov.mo/psp/pspmonitor，查看關閘、外港及路�城邊境站出入境大堂和車道的實時通關影像，靈活選擇合適的出入境時機，而旅遊局已與治安警察局網站連結「邊境口岸實時資訊平台」。同時，《中華人民共和國旅遊法》亦於十月一日起實施，早前七月旅遊局已邀請國家旅遊局政策法規專家來澳主講說明會，讓相關政府部門及旅遊業界更清楚地理解有關法規，並了解新法與兩地旅遊業發展的關係。旅遊局亦將繼續配合新法做好相關工作，希望在各方共同努力下，讓旅遊市場向更健康的方向發展。存倉

Source: Daily News, Los AngelesSept.mini storage 30--USC coach Lane Kiffin was fired early Sunday immediately after the Trojans returned from their loss to Arizona State.Kiffin was aboard a USC team bus outside a private airline terminal at Los Angeles International Airport when he was summoned outside by a school administrator.He asked the bus to remain but an administrator motioned for it to depart. Kiffin wasn't even able to get his briefcase, which was left on the bus as it returned to USC.USC athletic director Pat Haden then fired Kiffin in the parking lot, ending a stormy tenure that was dogged by controversy and, more significantly, losses in seven of the Trojans' past 11 games."He battled me," Haden said. "He really tried to keep his job."Sources said Haden summoned administrators Steve Lopes and Mark Jackson to USC's locker room at Sun Devil Stadium during Arizona State's 28-0 run in the third quarter Saturday night. The decision was made to fire Kiffin, sources said.That led to some scrambling on the flight back to Los Angeles and a press release was sent out at 4:35 a.m. announcing Kiffin's termination.It was abrupt and a somewhat surprising dismissal because Haden made a video in late July to signal his support for the unpopular coach.Haden, asked if he regretted saying he was 100 percent behind Kiffin in the video, said, "absolutely not. I fully supported Lane Kiffin 100 percent until last night."Ironically, Haden cited graduation rates and following rules as part of the decision to relieve Kiffin. But he also used those as reasons to retain Kiffin, who sent a staff member to clean out his office Sunday."In my heart of hearts of I have supported Lane with everything the last three years," Haden said.That Haden turned so quickly is what made Sunday's firing so intriguing. But he also fired basketball coach Kevin O'Neill in the middle of last season after players complained about his demeanor.USC defensive line coach Ed Orgeron wself storages named interim coach and offensive coordinator Clay Helton will take over play-calling duties with assistance from wide receivers coach Tee Martin. Orgeron still will coach the defensive line and Clancy Pendergast remains defensive coordinator.When Haden spoke to the team about Kiffin's dismissal, sources said there were broad smiles throughout the team."It was like a breath of fresh air," said one player who asked not to be identified.Haden said anyone could apply for the job but there already is a list of favorites.Rams coach Jeff Fisher probably is the top choice but considered unlikely to leave the NFL. Other top candidates are Oregon State coach Mike Riley, who previously flirted with USC but did not want to work for the athletic director. Denver Broncos assistant Jack Del Rio, a former USC linebacker, also is a popular choice despite not having college head-coaching experience.Vanderbilt coach James Franklin emerged as a candidate during the summer when sources said Haden became aware of his work last season, when Franklin went 8-5 in the tough SEC. Franklin also works for a private university and understands the challenges that poses.A wild-card prospect is Boise State coach Chris Petersen, who seems to turn down every job. Would USC somehow interest him to finally make a move?Some mentioned Washington coach Steve Sarkisian but he might be too closely identified with Kiffin because they worked together at USC. Haden also employs a search firm to find candidates.Kiffin finished his USC career with a 28-15 record and lost to UCLA and Notre Dame last year, the first coach to lose to both archrivals in the same season since 1995.The Trojans are off this week, which Haden said was perfect for the coaching change. USC plays a rare mid-week home game Oct. 10 against Arizona.Copyright: ___ (c)2013 the Daily News (Los Angeles) Visit the Daily News (Los Angeles) at .dailynews.com Distributed by MCT Information Servicesmini storage

SAN DIEGO, Sept.自存倉 30, 2013 /PRNewswire/ -- With the launch of California's new health insurance exchange Oct. 1, Scripps President and CEO Chris Van Gorder is making the case for calm, noting that it will take time to know the new law's full effects.(Logo: photos.prnewswire.com/prnh/20121018/LA95241LOGO)"There has been much anticipation in the lead up to this Affordable Care Act milestone," Van Gorder said. "Scripps is happy to participate on the exchange as a service to the business community, our patients and the community in general. However, we know the world of health care won't change overnight," he said. "It will take months for the impact of the new insurance markets and the other ACA initiatives to play out. It's still unclear who will sign up for the new health plans and how robust the markets will become."No matter what happens with the exchanges, health care in this country is already changing and must keep evolving, because it's broken," Van Gorder said. "This crisis presents a challenge and an incredible opportunity for physicians and hospitals to fundamentally reshape the future of health care."Scripps underwent a restructuring three years ago so that evidence-based best practices - the most efficient way to provide the best care to patients - are put in place throughout all Scripps facilities. This focus on the patient has resulted in some dramatic benefits to the organization, which has achieved some $200 million in performance improvements, with close to $100 million planned for fiscal year 2014."Besides being in alignment with the spirit of health care reform," Van Gorder said, "it's the right thing to do for our patients."Once the exchange launches, individuals and small business employees can receive care from Scripps hospitals and clinics through Blue Shield and Health Net plans offered through Covered California, the state agency charged with overseeing new health insurance markets required by the ACA.Federal subsidies are available to lower-income consumers who participate in the individual exchange. Plans offered through the exchange must provide basic health care benefits along with preventive and wellness services, chronic disease management, prescription drug, laboratory testing, mental health benefits and other services.The small business exchange, known as the Small Business Health Options Program or SHOP, is designed to offer affordable health insurance options to businesses with 50 or fewer workers by providing an online one-stop-shop for purchasing coverage, as well as federal tax credits of up to 50 percent of the cost of employer-paid premiums for businesses with fewmini storager than 25 workers. SHOP is not a replacement for current options in the private insurance market place. It is simply an additional option that provides employers the ability to offer their workers multiple plans with multiple carriers, without having to worry about participation issues or getting multiple invoices from different carriers.Some other significant elements of the ACA going into effect Jan. 1 include the requirement that most U.S. citizens have health insurance, the expansion of Med-Cal (or Medicaid outside California) to include those with incomes up to 133 percent of the federal poverty level, and a ban on insurers denying coverage for pre-existing conditions."I expect the implementation of the exchange will probably be messy at first, and I'm sure one side will focus on all the positive stories, while the other will focus on the negatives," Van Gorder said. "But while the ACA and its initiatives may not be perfect, it is the law of the land, and it is a step toward addressing this nation's health care problems. The fact that health care costs this nation so much - it amounts to some $3 trillion a year - and still 48 million people go without coverage is unacceptable."ABOUT SCRIPPS HEALTH Founded in 1924 by philanthropist Ellen Browning Scripps, Scripps Health is a nonprofit integrated health system based in San Diego, Calif. Scripps treats a half-million patients annually through the dedication of 2,600 affiliated physicians and 13,500 employees among its five acute-care hospital campuses, hospice and home health care services, and an ambulatory care network of physician offices and 26 outpatient centers and clinics.Recognized as a leader in the prevention, diagnosis, and treatment of disease, Scripps is also at the forefront of clinical research, genomic medicine, wireless health care and graduate medical education. With three highly respected graduate medical education programs, Scripps is a longstanding member of the Association of American Medical Colleges. Truven Health Analytics (formerly Thomson Reuters) has named Scripps one of the top five large health systems in the nation. Scripps is nationally recognized in six specialties by U.S. News & World Report, which places Scripps cardiovascular program among the top 20 in the country. Scripps has been consistently recognized by Fortune, Working Mother magazine and AARP as one of the best places in the nation to work. More information can be found at .scripps.org.Photo: photos.prnewswire.com/prnh/20121018/LA95241LOGOScripps HealthCONTACT: Keith Darce, Phone: 858-678-7121, E-mail:darce.keith@scrippshealth.orgWeb site: .scripps.org/儲存

■CFP 製圖■昨日，self storage交通運輸部南海第一救助飛行隊救助人員與琛航島駐島官兵一起將受傷漁民送上救助直升機。　　新華社發　　■新快報記者 劉正旭 李紅雲 通訊員 江軒　　9月29日晚，受強颱風“蝴蝶”影響，4艘廣東江門台山籍漁船（粵台漁61008號、62108號、62116號、62150號）、1艘香港流動漁船（台沙1698號）共171人在海南省西沙珊瑚島礁海域遇險，目前3艘漁船已經確認沉沒，船上88人中14人脫險，另74人失蹤，各方正在緊急搜救中。　　批示　　中央及省領導要求全力搜救　　險情發生後，黨中央、國務院高度重視，中共中央總書記、國家主席、中央軍委主席習近平作出重要批示，中共中央政治局常委、國務院總理李克強，中共中央政治局常委、國務院副總理張高麗等中央領導同志分別作出重要批示。　　接報後，中共中央政治局委員、廣東省委書記胡春華，省委副書記、省長朱小丹等省領導同志分別作出批示（指示），要求迅速協調中央有關單位、海南省、海軍等，竭盡全力搜救。　　廣東省委、省政府赴海南省協助搜救工作組30日上午11時乘機趕赴海南省。　　遇險　　遭遇14級風3漁船沉沒　　台山市民政局副局長羅冠儒介紹，遇險的5艘漁船中，漁民多數來自台山市川島鎮。　　台山市海洋與漁業局副局長楊景業介紹，遇險的5艘中型木質漁船噸位均超過100噸，以往都是在西沙、南沙海域作業，此次遇險時正在晉卿島附近作業。遇險原因主要是因為颱風“蝴蝶”形成太快，28日早上還是熱帶風暴，晚上就升級為颱風，5艘漁船來不及前往避風條件更好的琛航島，只得在就近的珊瑚島礁就地拋錨避風。　　據介紹，事發時，粵台漁62108等3艘漁船在西沙發覺島避風期間，遭遇14級大風遇險，目前，已經確認3漁船全部沉沒。　　救援　　6架飛機多艘船趕赴現場　　目前，已經派出6架救助飛機，截至昨日12時，已有3架直升飛機飛抵遇險漁船海域。　　另外，中國海警3艘船舶昨日出發前往現場，海軍昨日派出3艘艦船前往事發水域，農業部南海區漁政局、交通運輸部南海救助局也分別派船參與搜救。　　事發後，西沙警備部隊成立了150人組成的11人分隊，分赴各礁盤搜救。同時，三沙市協調西沙水警區組織連夜搜救。　　沉沒的3艘漁船共有88人，截至昨日上午9時，有14人已被救起，仍有74人失蹤。　　1、失蹤漁民來自哪裡？　　迷利倉數來自台山市川島鎮。　　2、漁船為何遇險？　　颱風“蝴蝶”形成太快，漁船來不及避風。　　3、漁船為何沉沒？　　3艘漁船在西沙發覺島避風期間，遭遇14級大風。　　4、哪3艘船沉沒？　　粵台漁62116（30人）、62150（30人）、粵台漁62108（28人）。　　一名船員游上島獲救　　距離漁船遇險已經20多個小時，部分漁民家屬仍聚集在台山漁業局焦急地等待，工作人員表示，親屬安撫工作正在有序開展。　　幸　　有船員游泳獲救　　而據江門市政府介紹，事發後，一名船員自行游至西沙鴨公島。江門市從海南方面獲得信息顯示，該船員已經獲得救助，目前情況穩定。　　昨日下午2時許，新快報記者從台山市海洋與漁業局瞭解到，有10多位遇險船員親屬在現場等候消息，工作人員曾小姐告訴記者，有親屬在29日晚已經來此，希望能第一時間瞭解親人的安危。　　據工作人員介紹，事件發生後他們就著手查找遇險船員信息，並通過遇險船員的名單尋找相關親屬的住址、電話。　　急　　家屬苦等親人消息　　戚小姐是家屬之一，她表示，自己的哥哥是粵台漁62116上的船員，該船沉沒前船上共有30人，目前已經有8人獲救，但自己的哥哥仍然沒有消息，由於害怕父母過於擔心，自己並沒有把險情告訴父母，為了能及時獲取最新消息，戚小姐搬椅子坐在辦公室的電視機前，隨時瞭解颱風狀況及救援情況。　　另外，有一位船員親屬告訴記者，她的外甥伍興真是粵台漁62108上的船員。“目前這艘船已經失去了聯繫，我非常擔心外甥的安全。外甥家里有兩個小女兒，如果他有什麼意外，該怎麼辦？”話音剛落，這位家屬忍不住落下淚來。歎　　躲過天兔卻遇蝴蝶　　高先生是粵台漁62108船員陳衛文的姐夫，他告訴記者，妹妹哭著希望他能幫忙想想辦法。　　高先生說，他已經通過微博發佈信息，希望知道最新信息的人聯繫他，他再把信息轉達給妹妹。高先生告訴記者，妹夫陳衛文是上川島人，打魚為生，中秋節前隨船出海，“天兔”都過去了，沒想到遇上了“蝴蝶”。看到妹妹著急的樣子，自己又幫不了什麼，他很難過。他希望政府把最新消息第一時間告訴家屬。　　高先生在微博中寫道：“急！！！十萬火急……粵台漁62108上有一名系本人的妹夫，叫陳衛文，台山上川島居民，至今下落不明，懇請知情人士給予提供信息（18819826813高生）。拜托！”劉正旭、 李紅雲、江軒自存倉

今年集資過百億元的新股寥寥可數，mini storage香港在全球集資額的排名早跌出三甲。然而，瑞銀投資銀行中國區副主席朱俊偉認為，即使新股市場不再似過去般熱鬧，但亦不會變成一池死水。反而由第四季開始至明年，陸續會有新股來港招股，個別新股的集資額有機會突破百億元，但更多是集資數億至數十億元的中型股。每隻集資數億至數十億他指出，未來12 個月將有更多新股登場，尤其是集資額數億至數十億元的新股較多，皆因本地的新股市場已漸趨成熟，故過百億集資額的新股，勢較以往為少。朱俊偉又稱，之前已有80 多隻新股準備上迷你倉，但因過去市�欠佳而要押後，其中有10 多間在期間已被併購。瑞銀投資銀行亞洲主管金弘毅則稱，非銀行類的金融股是新股市場的熱門外，消費品亦是投資者看好的板塊。至於，近期屢受貪腐醜聞影響的醫藥業，長期仍被看好及預計將有數間來港上市。本地10 月開始將會實施保薦人新監管制度，但金弘毅則認為，新制對投資銀行影響不大。他表示，日後可以令投行為新股集資時，更加精益求精，尤其是審批內地民企時，會更加謹慎選擇，而盡職審查也會更嚴謹。不過，他亦補充，此舉不代表個別民企不會出事，但可以減低不少風險。文件倉

俗語說「創業難，儲存倉守業更難」，但本港人工高租金貴且競爭激烈，創業與守業都絕不簡單，每年被扼殺於襁褓的創業夢如�河沙數。作為創業過來人，三十開來的私募基金華光資本董事長張永漢，過去幾年致力注資具潛力的小生意。張去年更發起「香港創業家基金」，為需要資金的本土創業新丁伸出天使之手。他指出，將互聯網與傳統產品結合，提升消費體驗是現今創業者的曙光，並寄語他們多了解內地民眾需求，放眼大陸市場。回憶99 年科網狂潮，看到數碼相機會取代傳統沖曬行業，張永漢毅然辭去工作，與朋友合作成立網上相片服務公司URPhoto。但公司運作初期就撞正科網爆破，業務頓陷困境，他向記者大嘆創業辛酸。「原本看好UR Photo的投資者都縮沙，公司借不到錢，有大半年靠個人積蓄死撐。幸好之後有一筆天使投資入股，公司才大步檻過。那一刻我深切體會到創投基金對創業者的重要性。」張永漢助網上糕店成功UR Photo 獲注資後全力發展網上沖曬業務，更得到微軟垂青，成為合作夥伴，03 年吸引中港照相（1123）併購。張永漢之後於內地整合各省戶外廣告板業務， 創辦媒體網絡公司傳智戶外。新公司07 年與美國上市公司分眾傳媒合併後，張決定專注創投基金，發掘具潛力的新公司並注資協助發展迷你倉最平幾年間投資20 個創業項目，當中較成功的是一家在上海經營的網上蛋糕店，3年間業務以倍數增長，至今日售逾千個蛋糕。「創投基金不是慈善機構，雖然回報期可能長達10 年，但我們都要靠新公司發展才能賺錢，所以創業者有注資要求，都先要交成績表。」張坦言，創投基金風險高，遇到不少「扔錢落海」的投資個案。「試過有創業者將太多資源投放在宣傳，但產品品質沒有管好，業務下滑，我們的投資亦虧損，想起都心疼。」創過業， 亦看過無數人創業。張表示，有意創業的人要留心傳統行業中，造成消費者長期不便的問題，想想新點子解決痛症，就有機會殺出血路。「不要以為發明iPhone 才是創業，只要做一些微創新，也可以改善用戶體驗，達到消費升級，例如將互聯網與舊產品或服務結合，都可以有不錯的效果。」此外，他勸諭創業者切勿盲目硬闖已被龍頭企業佔據業務，反而應專攻大公司忽略的環節，吸引起對方視線，不難覓得合作甚至併購機會。張慨嘆，不少本地公司都怕猛虎不敵地頭蟲，不敢進軍內地。其實國內服務業仍較落後，對香港公司而言可謂商機處處，不過一定要做足功課。「到大陸推銷產品，一定要做市場研究，了解當地人口味及國情，不要以為在香港或外國成功的產品在內地也一定成功。」採訪、撰文︰ 曾廣裕儲存

Source: St.mini storage Louis Post-DispatchSept. 29--Neither whites nor blacks are doing better than before the economy collapsed, but new census numbers show that blacks are suffering more lasting effects across the nation and the region.While white household income in the St. Louis region is 7 percent less than it was five years ago, income is 17 percent less for blacks. By comparison, white households nationally are bringing in 8 percent less while black households are 11 percent lower.For those who closely follow economic trends, the picture is disappointing, but not surprising."It's common in a recession that blacks are hurt more," said Howard Wall, director of the Center for Economics and the Environment at Lindenwood University. "When you have a weak recovery like this, it's always the people with less education and experience that are hurt the most."The new numbers show white households here make more than twice what blacks make.The median household income of whites in the region is $59,607, or $3,000 more than what whites typically make nationwide. At the same time, the median income for black households in St. Louis, $28,419, is more than $5,000 less than blacks typically make nationally.In the U.S., black households bring in nearly $23,000 less than whites. And in the St. Louis region, that gap jumps to more than $31,000, which is statistically about the same as in 2007, before the Great Recession.The disparity between races plays out much the same in other Midwest cities, such as Kansas City, Cleveland and Detroit, where neighborhoods are heavily segregated, urban schools are struggling and unemployment remains high for minorities.The new census numbers represent responses last year from about 3 percent of the country's population.In St. Louis and throughout the country, blacks continue to fall behind whites in high school and college graduation rates. The failure of public school systems has been on display in St. Louis the past year, with students in unaccredited Normandy and Riverview Gardens school districts, largely African-American, transferring to white suburban districts.Meanwhile, the unemployment rate for blacks, at 13 percent, is twice as high as that of whites.John Logan, a sociology professor at Brown University, said that as long as cities such as St. Louis remain highly segregated, blacks will continue to fall behind."There is a relationship between income disparity and residential segregation," said Logan. Among the 100 largest metro areas, St. Louis ranks in the Top 20 as most segregated.In urban black neighborhoods, schools are often inferior and crime rates higher, he said."With blacks, men in particular, they can get shuffled off into the court system, taken out of the labor market during an important part of life, and getting back in isn't easy," Logan said.WEALTH WIPED OUTAs a whole, the St. Louis region fares better than the country in median household income. St. Louis tops the national median income of $51,371 by about $1,000 a year.While household income is one variable to use when measuring the economic state of the country, another is household wealth, which is basically assets minus debts.In most cases, a home is the largest asset for a family. When and where the house is bought plays into how the home transfers into wealth, said Thomas M. Shapiro, director of the Institute on Assets and Social Policy at Brandeis University."It really is location, location, location," Shapiro said. His book, "The Hidden Cost of Being African-American," was shaped by interviews with families from three cities: Los Angeles, Boston and St. Louis.In the book and in subsequent related research, Shapiro and his staff at the institute have found time and again that black wealth, even on the high end, is lower than middle-income wealth for the country."White families are much more likely to get help from their families when purchasing their first home, which gets them into the real estate market sooner," said Hannah Thoma儲存, a senior research associate at the institute.A later start means less equity in a house and fewer opportunities to move up the real estate ladder, Thomas said. As a result, white household wealth is 10 times greater than blacks.Mark Rank, a professor of social welfare at Washington University, has a book coming out in March looking at how well people do economically over time. One chapter is on cumulative inequality.He explains it this way: Poor blacks are often raised in neighborhoods with few job opportunities and underperforming schools. Children often are exposed to environmental hazards and raised with limited access to food. Families live day-to-day."If you are living in poverty, any little thing can upset the apple cart," Rank said. The Great Recession affected everyone's wealth. For blacks in particular, the poor economy "wiped it out," he said.SOLVING THE FUTUREMichael Holmes knows well the economic health of St. Louis households. Every day, unemployed people come to his office at the St. Louis Agency on Training and Employment. They are defeated. They say they've given up. They consider a stop at his door the last hope for good news."We tell them we don't give you a job, but we put people in competition for jobs," said Holmes, the agency's executive director. "That's not always what they want to hear."He says it's difficult for people to see the future when they are thinking about missing next month's rent or mortgage payment.The agency builds relationships with area employers to find out what kinds of jobs are available, then helps the unemployed get the appropriate training.He sees people of all races and ages, frustrated by unemployment. For young black men, he knows the challenges can seem insurmountable.They often don't have the education or experience. Or role models, Holmes said."If you never saw someone in your home go to work in the morning, how do you know how to go to work?" said Holmes, who is African-American."I want to help them help themselves. I tell them we can't solve the past. We can only solve the future. But you have to want to do it. Yeah, it can be tough. But you've got to start."A few years back, BJC Healthcare approached Holmes and a partner agency, Madison County Employment and Training, with an offer. BJC would need a more-qualified pool of applicants for medical billing and coding jobs as the Affordable Care Act went into effect. Holmes and his counterpart in Madison County were asked to find people for such training, which would be paid for by BJC and administered by St. Louis Community College. There would be no guarantee of a job afterward, but BJC would get to make the first offer to those who passed the program. Those not hired by BJC would have the qualifications to apply at other hospitals.Kristi Russell, 40, is one of 21 students in the 18-month program, running through March.She had been out of work for several months as a union electrician, living off her savings. Instead of looking for more work in her field, Russell enrolled in the health care program."Everything is changing. I'm trying to cash in on the baby boomers," said Russell, of south St. Louis. She said she is more fortunate than others. Russell is a single mother, but her daughter is 20 so she does not have to worry about child care. And with her savings, Russell does not have to work and go to school at the same time."I'm not going in for the money. I'm going for the stability."Logan, at Brown University, said perception differs greatly from reality on what black families, such as Russell's, are going through financially."There's the assumption that we've solved it, that it's all worked out now," Logan said. "We've got a black president. There's blacks on TV. What do you want?"It can be shocking to see what the actual data show about how different people are living."Copyright: ___ (c)2013 the St. Louis Post-Dispatch Visit the St. Louis Post-Dispatch at .stltoday.com Distributed by MCT Information Services儲存倉

歐洲、日本、台灣……姐的朋友圈被你們這群“翹班”提前出游的人刷爆了(羨慕妒嫉恨)！有小伙伴們和我一樣，儲存倉這個悲催的國慶不能外出的嗎？今年咱們在廣州過節也不吃虧，一年一度的廣州國際購物節暨中法文化藝術節已在9月28日晚開幕，為期16天的中法文化藝術交流活動是今年購物節最大亮點，透過商家精心設計和藝術裝置，我們在廣州的天河路也能感受到濃厚的法國浪漫氣氛。姐才不花你們那個錢跑去歐洲呢，在廣州一樣能和埃菲爾鐵塔合照炫耀、吃法國大餐買法國手信。●樂活暢游“香榭麗舍大道”咦？埃菲爾鐵塔耶！快拍照發微博！購物節期間，正佳廣場北廣場被佈置成“香榭麗舍大道”，“大道”上15米高的埃菲爾鐵塔無疑是最搶眼的標誌物。在“香榭麗舍大道”抬頭望，被戲稱為“向左走、向右走”的外牆塗鴉上，一男一女兩個小孩從彩虹中穿梭。它是法國塗鴉大師Seth在正佳北廣場外牆所畫的作品《夢想》，畫作面積1380平方米，堪稱全國單體面積最大的塗鴉。“法國小鎮”游蕩而正佳四層中央中庭裝扮成法國小鎮，“小鎮”里有若干個小商店，銷售的全是來自法國的特色食品。法國鵝肝醬、普羅旺斯果醬、默尼埃幹邑、法國紅酒，“通通給我包起來”(咱們是土豪)。“小鎮”旁邊的H I百貨同時推出法國精品展，包括化妝品、內衣、珠寶飾品、頂級食材等。夢幻游樂園旋轉木馬、摩天輪，還有馬車！太古匯的夢幻樂園深得浪漫之中帶有童真的土豪的心。高近7米的旋轉木馬坐落于商場中央，金白色相間的傘篷上，點綴了圓形花圖大燈，發出耀眼光輝。我的白馬王子呢？●樂享逛商場看現代舞藝術是法國的立國之本，中法文化藝術節又怎會缺少藝術表演？廣東現代舞團作為中法文化交流中方的代表，將在10月12和13日在正佳廣場四樓中庭表演四場專業環境舞蹈《衣食住行》。舞者化身各式各樣的人物穿插登場，觀�沒有固定的座位，與舞者親密交融。●樂食法國美酒佳肴免費試 作為一名吃貨土豪，迷你倉最平能錯過法國大餐？9月28日-10月13日，法國味道周在正佳廣場舉行。活動邀請法國優質食品品牌商作主題展示，正佳廣場設置食品和紅酒體驗區，市民可免費品嘗醇香濃郁的葡萄酒、美味可口的奶酪和色澤誘人的巧克力，感受和學習法國美食的製作。●樂購商場折扣多，土豪血拼吧說到今年購物節，從9月28日至11月4日，橫跨國慶和秋交會，shop-ping當然是土豪的重要節目。廣州友誼正佳店、國金店：大部分商品8折，V IP折上折+雙倍積分；時代店大部分服飾商品5折，秋冬新品8折，V IP折上折+5倍積分。正佳廣場：4樓O U T LE T國際名牌正品低至4-7折，十一黃金周期間買滿3000送價值690元G U ESS手包，贈品有限送完即止。廣百天河中怡店：10月1-7日穿戴類、運動休閒秋冬新品低至6.8折；折扣店折上7折；化妝品500送50化妝品券；國產鐘錶8.5折，進口鐘錶9折；珍珠、玉器、鑲嵌首飾、水晶、飾品5折；電器逢800送100優惠券，超市200送30優惠券；會員尊享2倍積分。廣百太陽新天地店：10月1-3日百貨類、折扣場商品累計滿400送200直用券；化妝護膚品、精品300送30化妝品專用贈券；運動休閒300減100；進口鐘錶8.5折，國產鐘錶7.5折；玩具7折；玉器、水晶、珍珠5折；飾品、工藝品8折；電器9-9.5折，逢1000送100；超市200送30超市優惠券，會員尊享2倍積分。天河城：夏裝5折，騎樓折扣店折上7折，鑲嵌首飾、K金、化妝品等8.5折，天河城百貨持購物銀聯卡可享受折上折優惠。萬菱匯：推出會員卡服務，100萬價值禮品回饋會員。天娛廣場利特百貨：全場精選商品5折。摩登崗頂店：9月28日-10月7日秋冬新品200換400。天河電腦城：利用旗下的天河購物網站，開展線上數碼產品5折搶購、9.9元專場。採寫：C B DT IME S記者 趙安然 鄒衛儲存

　　經濟不景氣的時候，迷你倉企業如何融資成為了頭等大事，看著電視上的成功人士吹噓自己曾經傳奇般的融資經歷，很多企業主往往熱血澎湃，但夢想照進現實的路卻並不平坦。　　很多時候，作為媒體，我們都在呼籲政府給予中小企業在融資上以更大力度的支持，或者，應該直接發放相關財政補貼，以幫助中小企業渡過難關，也會呼籲銀行在貸款上給予中小企業更多便利，方式上也要更多樣化，而不僅限于不動產抵押。　　為了說服政府和金融機構，媒體往往會拿出一組數據，比如，目前我國的中小企業數量占比99.8%，對GDP的貢獻達到了70%，提供了80%的就業崗位。所以，中小企業是中國經濟活力的源泉，幫助中小企業就是幫助中國經濟可持續的發展。　　但不可忽視的是，在一個商業社會中，無論地方政府還是銀行都是趨利的。地方政府幫助中小企業是為了培育龍頭企業，拉動GDP；而商業銀行貸款給企業主們則是為了高收益。因此，僅憑一些宏觀數據和口號般的論調是難以讓政府和銀行出手相助的。市場優勝劣汰是必然的，中小企業主們需要審視的是，你所在的這個行業前景是否已經江河日下？你的企業是否已經窮途末路，所謂融資是否只不過是苟延殘喘？　　在國內，企業家喜歡跟風，在一個領域一窩蜂地湧入。近年來最典型的事例出現在光伏行業。2005年底，尚德電力在美國上市，其董事長施正榮一躍成為中國新首富之後，立即引起了�多跟風者，很多做手套、鞋子，毫無技術積累的企業也紛紛湧進這個行業，掀起了新一輪的造富運動。　　很快整個光伏行業從寥寥數家企業，幾年之內急劇增加到大大小小近千家，這引發了激烈的價格戰，硝煙甚至瀰漫了歐美市場，最終導致美國對我國光伏產品進行反補貼、反傾銷調查，歐洲也發起了雙反調查。最後，國外最低限價和配額制對我國光伏產品施以控制，至此，整個市場一片慘淡。　　目前，在光伏上游的多晶硅領域，至少有85%以上的企業轉產倒閉，全是中小企業，而在中下游的電池組件領域則更為慘烈，很多龍頭企業都負債上百億元。曾經的光伏產業第一家上市公司無錫尚德在今年3月甚至宣佈破產重整，施正榮也失去了首富的光環，在此背景之下，巨頭們都難言獲得銀行貸款，更何談行業里的中小企業。　　一位農業銀行地方分行的人士說，今年以來，共收到五六起來自光伏行業里中小企業的貸款申請，無一例外都沒被批准，他說，如今所有涉及光伏企業的貸款要求的審批權都已被收到總行，而至今鮮有貸款獲批。　　這就帶來了一個問題，如果你的企業不是行業龍頭，還一直虧損，盈文件倉看似遙不可及，整個行業還處於冬季，如此，你靠什麼獲得銀行貸款和資本青睞？　　眼下， LED產業又有重蹈光伏之勢。在LED行業，上游為芯片、藍寶石原料等；中游為封裝、模塊；下游為燈、燈具、系統應用，其中上游占70%利潤，中下游只占30%，上游的製造環節的門檻最高，核心技術主要掌握在日亞、東芝、科銳等公司手中，而國內企業主要集中在中下游，技術門檻很低。　　目前國內約有八千家LED生產商，但90%以上都是小型企業，很多小企業無任何核心技術，產品也多以拼湊居多，整個產業剛興起，卻已出現嚴重過剩，業內人士普遍判斷未來一兩年內，國內至少有一半的LED企業將被淘汰出局。　　如果你是一家LED的中小企業，無技術、無人才、無盈利，在此三無情況下，已處於淘汰邊緣的你，又怎能獲得融資？　　可見，選擇一個人滿為患、競爭激烈、產能過剩的行業，不僅企業未來的發展難言起色，在融資上也鮮有希望，所以你要選擇一個有良好前景，競爭尚不激烈的行業，或者也可以換一種思維，在一個熱門的行業里選擇冷門的配套領域。　　還說回光伏行業。這時候，再去投資建設電池、組件工廠已經毫無意義，但在相關的配套領域，一些看似邊緣化的配料或配件產品如今卻遠比那些大型的物件更賺錢，也能更好地獲得融資機會。　　湖南利德電子漿料有限公司主要生產的是光伏產品的漿料，這一塊業務尚處於冷門，本土企業涉及並不多，該公司一進入，就獲得了豐厚的回報，而且成為在領域內長期霸佔統治地位的外資巨頭杜邦的有力競爭者，這與光伏產業里哀歌一片的“主流公司”形成了鮮明對比，在今年，這家從事漿料生產的“非主流”公司獲得了國內三家風投公司的聯合入股，華麗地完成了第一輪融資。　　這些年，筆者曾接觸過很多中小企業，大多身處熱門行業，企業主以此為傲，每次融資洽談時，對未來規劃和行業前景侃侃而談，卻往往對技術儲備和盈利能力隻字不提，這自然難以讓投資者信服。　　在如今低迷的經濟環境下，風投公司並不希望冒險，他們寧願獲利低一些，而去選擇更穩健的產業投資，一個現實是：一些風投寧願去投傳統的餐飲行業，也不願去投競爭慘烈的電商等行業。　　打鐵還需自身硬。盡管遭遇融資困難，企業家也需審視自身企業的發展前途和行業的前景是否值得銀行和金融機構為你提供融資。趨利的資本，他們可以為你錦上添花，但難為你雪中送炭，更何況有時候明顯是飛蛾撲火。　　所以，當融不到錢的時候，你有沒有想過，是否入錯了行？作者為《中國經營報》編委、《融易》別冊主編存倉

儲存倉 南都訊 記者肖陽 近日，萬豪國際集團與日本株式會社王子大飯店宣佈，東京櫻花塔王子酒店正式成為獨立酒店品牌A utograph Collec-tion位於日本的首家酒店。酒店已完成全面翻新，並于2013年9月中旬重新開業。A utographCollection是一個豪華獨立的酒店品牌，旗下所有高質量酒店各自擁有不同的風格和個性，為賓客提供別具一格、豐富多彩的旅遊體驗。迷你倉最平

今年八月的第十四屆漫畫博覽會上，mini storage出現一個新面孔，它是黎智英的壹傳媒動畫公司（簡稱壹動畫），為何專做動新聞的它，會來漫博會設攤？而且不賣腥羶色，改靠一個個可愛的動畫角色集人氣？ 其實，從今年五月壹電視正式出售後，壹動畫便成為黎智英媒體事業的新武器。 去年九月，傳黎智英將賣掉台灣《蘋果日報》、《壹週刊》，接著把壹電視賣給年代董事長練台生，計畫全面撤台。之後，雖然平面媒體買賣終止，黎智英也改口要在台灣落地生根，但，當壹傳媒正值經營風波、屢傳裁員時，唯獨壹動畫安然無恙，「從來沒聽過要砍人，每年幾乎都還有五十到一百人進來。」一位在壹動畫工作三年的員工說。 為何這間二○○七年成立至今仍在燒錢的公司，能讓黎智英打破「事業三年沒賺就收掉」原則？甚至親自跳下海，在二○一一年斥資港幣七．七億元，用名下森達企業買下七○％股權，也要保全它？ 延攬美日大咖助轉型 傳媒業轉型，正是黎智英在日前公布的壹傳媒年報中，點名的第一件事，而肩負這項重任的，就是壹動畫。 截至二○一三年三月底的最新會計年度，壹傳媒營收港幣三十四．七億元，較前年下跌三．六％，其中，香港《蘋果日報》雖然仍是閱讀人口最多的報紙，每日卻僅發行二十三萬份，下滑一一％，香港《壹週刊》還更慘，衰退二四．一％，每週發行量剩八．六萬冊，和二○○二年十五萬冊相比，幾乎快砍半，當老本行榮景不再，黎智英只能背水一戰。 「他（指黎智英）只跟我們說三大原則，mobile、快，還有品質。」壹動畫CEO吳達光拿起桌上的智慧型手機說。 吳達光解釋，為了達成壹傳媒轉型使命，過去單做動新聞的壹動畫，如果還停在這，則難以擴大觀眾群，吸引年輕人目光，「只有做原創動畫，不只做動新聞，對集團才有更大的加值效益。」 為了壹動畫的轉型，黎智英在二○一一年便找來日本動畫大師廣井王子擔任創意總監，連知名特效公司PDI（編按：二○○○年與夢工廠合併）創辦人莊士傑也加入，這些大咖每個月都來台灣，一待就是一、兩週。據了解，壹動畫內有國外業界經歷的員工將近百位，占總人數約六分之一，由他們帶領台灣員工，參與企畫。 接下來，就像籌備壹電視時，砸錢買設備，絕不手軟的黎氏風格。不管是造價上千萬、亞洲最大的動態捕捉（motion capture）攝影棚，還是值三千萬、好萊塢拍《阿凡達》用的3D人臉繪製系統Light Stself storagege，全派上用場。現在，壹動畫研發團隊還設計出比Light Stage更快的程式，縮短製作3D動畫最耗時的建模流程。靠速度進軍日本市場 於是，今年四月，壹動畫在日本成立分公司，推出新品牌nxTomo，除了《企鵝特工》、《喪B樂園》等原創作品，還將《--熱血雙煞》、《霹靂總教練》等經典漫畫重製成3D動畫，以一到三分鐘短片、每天連載，搶在App和壹傳媒網站播出。之後，除了目前有的六部動畫，壹動畫計畫與更多日本出版社合作，希望做到和連載中漫畫同步播出，靠速度打入海外市場，年底前也將再推出三到四部新作品，顛覆外界對它只會做動新聞的印象。 今年八月，廣井王子來台參加漫博會時曾說，一般日本公司做一集三十分鐘動畫，通常要一個月，但壹動畫不到一週就完成，可以馬上察覺市場反應，未來會把電玩遊戲的「互動性」加入作品中，讓觀眾決定劇情走向，改變以往製作方獨大的傳統。壹動畫多媒體實驗室前總監王銓彰也分析，黎智英跨足動畫產業，並不想當第二個夢工廠，稱霸行動平台，才是這位媒體大亨真正的盤算。 面對壹動畫的大動作，西基電腦動畫董事長施文祥說，過去，台灣公司大多幫國際動畫公司代工，鮮少有人敢一次推出多部原創作品，又瞄準行動平台，「這的確是很創新的model。」 全台最大卻仍無法獲利 現在，壹動畫已經是全台最大的動畫公司，約有六百二十位員工，台灣動畫產業近十分之一的人才都在這，每天約有二十五萬人次登入App、網站收看動畫。但為了改善仍無法獲利的窘境，壹動畫也正在與雅虎等入口網站談合作，「希望未來一、兩年可以收支平衡。」吳達光坦言。 不過，根據一位壹動畫員工透露，雖然感受得到黎智英很重視這一塊，但壹動畫轉做原創動畫不到兩年，「不少案子都是幫人家免錢做白工，有些花好幾個月做出來的作品，最後也沒發表。」加上之後究竟要以動新聞還是動畫為主，方向不甚明確，「之前有些人走，就是因為覺得不太穩定，每天都有新變化。」夢想動畫創辦人林家齊則認為，主打行動平台看似有商機，但，「現在資訊那麼多，觀眾為什麼一定看你的？」靠好內容打響名聲，才是關鍵。 失去壹電視舞台，連帶的讓原本提供內容的壹動畫也必須轉型。已經連賠七年的壹動畫，現在從動新聞到轉型做動畫，能否讓年虧損逾港幣九億元的壹傳媒起死回生？就看賣腥羶色起家的黎智英，能否真的靠賣可愛重新再起了。 mini storage

【楊適群╱高雄報導】高市一名碩士生上周買了一台小米2S手機，self storage使用內建通訊軟體「米聊」新增好友時，未發現邀請朋友的訊息是以付費簡訊傳送，事後上網查詢發現多出近四百元簡訊費，氣得大罵：「傳付費簡訊竟沒事先告知，根本就是強行收費！」這名就讀碩士班的曾姓男學生，上周四向遠傳電信以續約方式、花七千三百五十元購買一台小米2S手機，隔天操作小米機內建通訊軟體MiTalk（米聊），添加電話簿中約一百位聯絡人後，軟體開始發送付費簡訊給對方。曾男立刻將還未傳送的邀請簡訊刪除，但簡訊費已暴增三百七十五元。曾男上官網反映，對方回覆：「是用戶自行操作才發送短信。」 業者：願全額吸收 曾男向《蘋果》投訴，直言用小米機是看上它高階、低價，沒想到卻沒告知就向好友發送付費簡訊，手機並未開通3G服mini storage的曾男怒批，「害我簡訊費比月租費還高！」小米機在台代理遠傳電信公關袁慧珊表示，使用小米機米聊添加好友前，會顯示選項詢問用戶要以LINE、WhatsApp或簡訊發送邀請，曾男可能因手機無上述即時軟體，才以付費簡訊發送，「公司決定全額吸收簡訊費，希望他不要對小米機失望。」在中國號稱三分鐘就賣出二十萬支的小米機，今年由遠傳取得台灣獨家代理，袁慧珊以業務機密為由，不願透露在台銷售狀況。軟體開發商林士鈞表示，通訊軟體只要出現需付費的傳輸動作，就應事先提醒用戶，避免糾紛。高市消保官鄭秋洪說，小米手機在台雖無據點，但依《消費者保護法》規定，代理商應負起責任，用戶可向消費者服務中心提出申訴。 謝謝爆料 讓《蘋果》無所不在 勁爆威力★★★蘋果24小時爆料專線：0809-012555迷你倉