sgusers9的部落格

漫聊正值暑假，儲存拱北口岸旅客通關量不斷攀升，每天一到高峰期口岸廣場便排起長龍。日前，不少旅客反映，因廣場遮陽篷太短，過半旅客被直接暴曬，市民大喊傷不起。(8月13日《珠江晚報》報道)時值炎夏，在現實生活中，遮陽是大事。因廣場遮陽篷太短，市民、遊客也已反映遮陽篷的“短處”，卻不能立即解決此問題。管理拱北口岸的市口岸局回應說，初步改造方案已出爐，計劃在候檢通道建設新式輕便的遮陽棚用于過渡，待拱北口岸整體改造新蒲崗迷你倉程完工後，將有規範美觀的通道取代遮陽棚。如果真是這樣的話，炎夏也已經過去，而市民、遊客的暴曬也已經“過癮”了。有關部門應該急遊客所急，例如先利用應急資金購買遮陽傘，在廣場處擺放幾十把。這對於有關部門來說，既比建設遮陽篷省下一筆資金，對於廣大遊客、市民來說，也能更快解決暴曬之苦。其實，有關解決這個問題的方法應該還有很多。只是需要一些“快”思維，急群�之所急，既然是用于過渡，首先不能讓遊客暴曬過度。 □梅廣mini storage

Source: Globes, Tel Aviv, IsraelAug.mini storage 15--Trusteer, which IBM announced today that it was acquiring, has for several years been recognized as a leading company in the web fraud prevention market. After, earlier this year, RSA, the security division of EMC, bought rival Silver Tail, which is considered the company closest to Trusteer in technological capability, it was clear that the giant computing companies, which have almost no presence in this area, and the big money, would pay attention to Trusteer."Beyond the aspect of the returns to the shareholders, we saw a very special opportunity here," Trusteer CEO Mickey Boodaei explained today. "IBM sought to set up a research laboratory in security, identified the potential of Israel, and wants to have a large presence here for building a platform for information security products as part of a new security division formed in 2012. We were very attracted to the opportunity of them establishing this capability in Israel and not somewhere else. We started to talk to them about it, to understand what they want to do, and we found a synergy between what we do and IBM's path, and it seemed right. As far as the shareholders are concerned, the driver was to set up in Israel IBM's biggest security lab, to develop it further, to leave a legacy behind us.""A good deal all round"The importance of the deal for IBM can be conveyed through two fetaures. The first is the secret, semi-royal visit of IBM CEO Ginni Rometty to Israel this week. Almost no details were released of the reason for the visit and its schedule, and IBM refused to respond to enquiries about it, which is unusual behavior in relation to a visit of so important a personage. The reason for the visit is apparently not the acquisition, and Rometty's signature is not required on the check, but in IBM they will exploit the timing in order to let the CEO see the new asset she has bought here.The second outstanding feature is the conditions of the deal. In general, in the case of companies that already have a record of business achievement and an aggressive growth forecast factored into the price (the company's 2012 sales are estimated at $70 million, it sees $100 million this year, and it has been profitable fself storager some time), some of the consideration is defined as an earnout. In the current deal, there are no milestones that need to be met in order to increase the deal amount, milestones that, as has been demonstrated more than once in start-up acquisitions, can be no trivial matter. "There were negotiations that answer all expectations," says Boodaei, "and I feel that that applies to both sides. Everyone's happy and everyone's smiling, so I believe that this is a good deal for all concerned."This is IBM's thirteenth acquisition in Israel in fifteen years, and the company employs some 2,200 people locally, half of them in R&D. Trusteer's activity will add to IBM's existing security research operation here.Trusteer is being acquired for its capability in responding to security needs of financial services users, but, from a technological point of view, both companies are aiming much higher. For some time, anti-virus programs have not provided the solution required for true end-user protection. The inadequacy of veteran security technologies in the face of today's challenges, that include sophisticated attacks undetectable until they happen, makes a different approach imperative."It's expertise"Trusteer, thanks to its presence on a large number of end-user points, and its ability to examine any anomaly in the behavior of a computer, provides a solution that can also cope with unidentified threats and block them. In the past, Trusteer's way of operating, which includes installation on each computer, was seen as a limitation, because it makes life harder for the user. But the company learned how to carry out the installation smoothly, and, ironically, what had been considered a disadvantage became, according to Boodaei, an advantage as far as IBM's plans were concerned. "Our expertise on the end-user side," he says, "was attractive to IBM. The ability to support enterprises with 50-100 thousand terminals, without disturbing the enterprise computer network, is our specialty, and is critical in approaching the enterprise sector."Copyright: ___ (c)2013 the Globes (Tel Aviv, Israel) Visit the Globes (Tel Aviv, Israel) at .globes.co.il/serveen/globes/nodeview.asp?fid=942 Distributed by MCT Information Services迷你倉

信息來源於四川新聞網 / Cited from .newssc.org/　　華西社區報記者董峰實習生高玉宇　　近來，迷你倉新蒲崗人們紛紛玩起了定制版箱包、手機、汽車、服飾。而隨著個性元素滲入傳統的旅遊方式，私人定制旅遊這種全新的旅遊消費方式也逐漸進入人們的視線。什麼是私人定制旅遊？也許大多數人會聯想到私人飛機、遊艇，其實，私人定制旅遊並非奢華、高端的代名詞，它也有平民化的一面。按需所制才是定制　　“肯定很貴！”在人民南路某旅行社，當社區報記者拋出私人定制游這一話題，正在咨詢線路的劉女士如是說。隨後，記者在幾家大型旅行社的門店進行了隨機調查，得到的答案基本一致：大部分市民認為私人定制游指的是“高價游”。　　對此，業內人士給出了更深入的解讀，認為定制游並不意味著“高價”，更意味著根據顧客的個性化需求來提供旅遊方案。西部遊俠旅行網創始人張磊告訴記者，他們在西南市場推出定制旅遊已經有10年時間，最初是做國外市場到中國的定制旅遊，目前在成都本土已經看到國內市場旅遊的巨大潛力。“我們現在只推出了四川、西藏、尼泊爾路線，下半年會增加東南亞路線。”　　“家里有迷你倉出租人和小孩，參加常規團肯定會有很多不便。或者幾個人組團來參加，並不想上車睡覺、下車拍照式玩法，而是想玩的更加自由，那麼我們會根據顧客所需來制定行程。”西部遊俠網另一位創始人李祚友認為，旅遊本來就是要玩得舒服，玩得有深度。花費相對較高　　“定制旅遊團最高人數不會超過18個人，我們會定期推出一些特色線路。”張磊表示，這些線路是根據遊客的選擇來決定的，如果某個熱門景點參團的人數多，那麼旅行社會在國慶等節假日推出這條線，根據遊客的需要選擇適合他們的團。　　“私人定制旅遊是按照客戶所需所制定的個性化旅遊，費用比常規旅遊高不了多少。”業內人士表示，常規旅遊所標示的幾日游只需幾百元，但在行程中會產生像觀光車、各種晚會以及所交費用中不包含的門票費，實際上加上這些費用就上千了。而旅行社確定費用後，除開遊客自己的花銷，保證從開始到結束不加一分錢。私人定制游還需推廣　　為什麼私人定制旅遊會被廣大市民認為是奢華游？張磊表示，這是因為很早就出現了私人定制的箱包、服裝、汽車等，這些往往都與天價掛�。加之私人定制旅遊在國內市場並不成熟，推廣不夠，造成大�對其理解不透。儲存倉

信息來源於四川新聞網 / Cited from .newssc.org/縣城街景。瀘縣縣城??花園路。瀘縣航拍全景。　　　　以縣城為中心，迷你倉把縣城建設成為充滿活力、富有魅力、產城一體、城旅互動的瀘州新興衛星城市。瀘縣精細化推進城市管理，扎實推進文化旅遊建設，打造生態文明縣城。力爭到2016年，瀘縣縣城建成區面積16平方公里，瀘縣縣城人口16萬人。　　瀘縣，古稱江陽，從西漢武帝建元6年（公元前135年）設縣治起，至今已有2100多年曆史，有“宋韻龍城”之稱。如今，這座歷史悠久的千年古縣不僅繼承了深厚的歷史傳統，還在用它特有的方式煥發著新生。　　從去年至今，瀘縣加快推進新型工業化、新型城鎮化進程，大力加強交通等基礎設施建設，將縣城定位為“人文生態田園縣、綠色現代產業城、現代休閒目的地”，著力打造樞紐新城、產業新城、商貿新城、宜居新城和旅遊新城。加快融入瀘州 建設樞紐新城　　“圍繞瀘州建設川滇黔渝區域性中心大城市，立足瀘州‘雙兩百’發展方向，加快瀘州中心城區至瀘縣快速通道建設。”這是瀘縣在第十二次黨代會上拋出的發展思路。　　該縣準確把握城市功能區域分工，大力發展特色快速通道經濟，全力從空間、經濟、文化、精神等方面加快融入瀘州步伐，發揮同城效應，凸顯瀘州城市副中心地位。　　同時大力構建“五縱四橫三航”立體交通網絡經濟，凸顯瀘縣樞紐地位。該縣加大了成自瀘赤高速公路連接線等基礎配套建設，圍繞“五縱”把瀘縣建設成四川西南出海大通道的“橋頭堡”。高標準規劃設計,儘快�動福清路建設，以方洞、百和、立石、石橋等東北部鎮為先遣，大力發展配套、錯位經濟，圍繞“四橫”加快深度融入重慶經濟圈步伐。圍繞雲龍機場建設和臨港工業園區建設，積極規劃、開發雲龍空港經濟開發區，發展瀘州航空和兩江航運通道經濟。推進產城融合 建設產業新城　　今年元宵節還沒過，瀘縣經濟開發區卻早已熱鬧起來，塔吊林立，機器轟鳴，140多個園區企業正熱火朝天趕生產抓建設。　　2012年，瀘縣經濟開發區規劃面積由36平方公里增至56平方公里，園區計劃投入資金2億元，全面提升基礎設施水平，酒類、醫藥、化工、重裝機械主導產業定位更加清晰。華夏龍窖?名優白酒產業園強勢�動，瀘州青龍藥業集中發展區規劃基本成型，正逐步成為瀘縣工業發展的兩張名片。　　瀘縣遵循“產業不空心，城市有內涵”的發展思路，科學規劃布局園區建設與城市發展，注重產業發展與城市建設有機融合。按照布局集中、產業集聚、用地集約的要求，在城市發展中合理配置工業園區用地，力求城中有園。加大園區建設規劃和管理，著力從教育、醫療、文化、治安等入手，同步推進園區和城區公共管理服務，推文件倉園區從單一的生產型經濟向多功能的城市型經濟轉型。提升消費水平 建設商貿新城　　瀘縣提出了“兩個加速建設、兩個積極推進”的發展戰略，其一就是積極推進現代商貿物流業發展，力爭將瀘縣建設成為瀘州商貿物流中心的重要支點、環渝腹地區域性商貿物流的重要節點。　　該縣堅持走培育龍頭、合理分區、發展專業、適度超前的路子，大力提升商貿服務業發展水平。結合現有商貿業資源，積極扶持萬福商業廣場發展壯大，培育品牌價值，發揮龍頭作用。根據城區商貿服務業發展特點，對花園幹道、玉蟾大道等主要街道的商貿服務功能進行合理分區，積極發展商貿服務“特色一條街”，提升商貿服務業整體活力。依托優勢產業，積極發展配套專業市場，促進產業與商貿服務業共同繁榮。　　瀘縣商務局負責人告訴記者：“瀘縣物流業在持續壯大，客運周轉量、貨運周轉量年均增長12.3%和36.6%，臨港物流園初具規模，福集火車站物流中心設施不斷完善，旅遊產業穩步發展，十一五期間瀘縣旅遊綜合收入9.5億元，第三產業實現增加值36億元。”完善規劃管理 建設宜居新城　　“在縣城生活很有幸福感，空氣清新，環境舒適，住下來就不想走了”,這是瀘縣縣城市民的共同感慨。健康幸福的生活形態、生態優越的生活環境，以及問需于民、供需于民的公共服務保障體系，讓縣城市民們感受到一種洋溢的和諧感、幸福感。　　瀘縣縣城建設的每一步決策都追隨民意而定，堅持科學規劃，完善配套功能，強化城市管理，凸顯“山、水、園、林”特色，建設精緻、宜居現代城市。結合縣城至瀘州快速通道建設，加快城市環繞玉蟾山南擴步伐，加大保護、開發、建設、管理力度，把玉蟾山建設為“城市之肺”、休閒怡情城市公園。　　瀘縣著力實施“碧水藍天”工程；同時加快城市景觀、公共場地、道路交通等綠化建設；加強舊城鎮改造。升級城市水、電、路、氣、訊等基建設施；推進城市風貌塑造，加大市政市容管理和執法力度，創建舒適宜居環境。高端規劃引領 建設旅遊新城　　瀘縣圍繞龍文化、石刻文化、酒文化，規劃旅遊核心區；玉蟾山溫泉度假區，構建龍園、蟾園、草園、酒園，規劃旅遊內環；屈氏莊園、五仙山、道林溝組成的北部生態休閒野外運動綜合體，玉龍湖景區組成的東部休閒度假綜合體，潮河、海潮龍眼主題休閒農業和牛灘金牛水庫組成的西部現代鄉村旅遊綜合體，兆雅、太伏板塊組成的沿江旅遊綜合體，規劃旅遊外環。　　高規格的謀劃背後，是瀘縣人對文化旅遊資源與市場的思考。背靠成都、重慶兩個特大城市和川南城市群，有龍橋、龍舞、石刻三大國寶，瀘縣旅遊大有文章可做。其中，引人注目的百和、玉蟾山兩個溫泉度假區的核心景區和中國龍文化、中國南宋石刻主題公園等一批起步項目已經打響。存倉

打風日子，迷你倉價錢惟有上網發掘題目；在一位朋友的臉書上，見到如此這般的一段話：「香港雖然是國際金融中心，但沒有一間銀行是由香港人擁有；現在，就連百佳也要賣給外人了。」先撇開銀行和超市有甚麼關係，也不去考究這段話是否言之有理，我有興趣探討的是，資本主義其實是甚麼一回事。「金融中心的精髓，在於可以被買買賣賣的一切資產，都有可能被買買賣賣。」我說。現代資本主義的特點之一，就是企業的管理和擁有，是獨立的兩個概念。當然，企業的管理和擁有分開，社會雖要有一定的建構，例如法治、合約精神等。說到底，社會上人與人之間沒有一定程度的信任，企業管理也很難獨立於擁有權，而法治和合約精神，正是建立信任的基礎。上個月書展期間，有位才俊在推銷他的新書時說，他仍然相信自由市場。坦白講，我們相信的不是自由市場，而是背後的社會制度迷你倉庫事實上，在自由市場陣營�頭，也有兩大流派：個人主義者相信個人的動機，是推動社會進步的最大力量，所以為了最多人的最大利益，市場機制，尤其是價格機制，不可以被干預扭曲。保守主義者則相信，社會制度經歷千百年的演變至今，是確保人與人之間的互動關係，可以在最文明互利的狀況下進行，所以不應干預和扭曲。說到底，市場是一個信任的過程。資本主義和自由市場的相反，就是不信人的個人動力，又或者不相信現在制度。思歪政府和他的親信，固然不相信別人，更不相信制度，所以，他們不介意改變遊戲規則，只要最終對他們有利。不過我們要記得，香港成功之處，正正在於我們有這種令人安心信任的制度和文化，甚至當主要超市銀行都不是香港人擁有，也沒有甚麼大不了；這，就是金融中心的自信。利世民.facebook.com/AppleSimon 儲存

　　《經濟通通訊社１５日專訊》消費者委員會公布，迷你倉價錢過去３年半，一共收到２８宗涉及證券戶口的投訴，投訴範圍包括戶口費用，以及開戶優惠等。　　其中，有個案涉及透過網上股票買賣，投資者在網上平台進行沽貨指示期間，系統突然停止運作，當投訴人再一次下達沽出股票的指令時，證券行卻因此多收取手續費。有關證券行事後拒絕退回多收的款項。　　另一個案則與開戶有關，投資者到銀行開戶後，銀行突然將戶口的最低結餘要求，由原來的３萬元，大增至２０萬，卻未有作出事前通知。　　消委會呼籲，市民在開設投資戶口時，除了要留意收費及開戶條款外，不要只著眼開戶優惠，另外，開戶時亦可留意有關中介機構的服務質素、規模及口碑等。（ｏｓ）

（美國 紐約14日訊）美銀美林公佈的基金經理月度調查顯示，儲存8月份投資者對全球經濟增長前景的看法顯著改善，投資者信心升至近四年來最高水平。投資者對企業業績前景的看法也有所改善。調查發現，預計未來12個月全球經濟將加速增長的基金經理比例，從7月份的52%上升至8月份的72%。調查還反映出企業利潤前景更加光明，預計未來一年每股收益將上升的受訪者人數比重達到43%，創2011年年初以來最高水平。然而只有略低於三分之一的受訪者預計未來一年的每股收益將實現兩位數百分比增幅。圍繞中國經濟出現硬著陸的擔憂情緒有所消退，但超過半數的基金經濟仍認為中國經濟硬著陸是對市場和各經濟體的最大威脅。然而，預計中國經濟增速將放緩的受訪者比重從上月的65%降至32%。最看好歐元區降新興市場股票調查顯示，投資者在削減新興市場股票倉位背景下，增持歐元區股票至5年半高位，因市場對歐元區經濟成長的信心改善，7月有17%的新蒲崗迷你倉資者超配歐元區股票，為2008年1月以來最高。88%的歐洲基金經理預計該地區經濟將在未來12個月改善，為9年來最高水準。歐洲目前是最受歡迎的投資地，領先於日本，20%的受訪者希望未來12個月超配歐洲股票，為6年來最高水準。形成鮮明對比的是，投資者削減新興市場股票曝險，有19%受訪者低配，為12年來最低曝險比率。美銀美林歐洲投資策略主管比爾頓表示：“人們對全球經濟的樂觀看法大幅上升，3年來首次受對歐洲樂觀看法帶動。相較於新興市場，人們對先進國家市場的看法好轉，但人們對歐洲的樂觀看法回升確實是最為明顯的。”調查顯示，其他先進市場亦吸引了投資者。這項調查訪問了180名基金經理，他們管理著5千160億美元資產。有30%以上超配美國股票，此為10年來第三高水準。這是受美元強勢看法帶動，72%的受訪者預計未來12個月美元將上漲。投資者轉為超配英國股票，這是逾10年來的首次。【大事件：歐債危機】;mini storage

楊柳�8月14日，迷你倉大連商品交易所（下稱“大商所”）和中國金融期貨交易所（下稱“中金所”）同時公佈了《指定存管銀行管理辦法》（下稱《辦法》）。大商所結合期貨市場的實際情況和期貨保證金存管業務特點對存管銀行相關業務進行了規範，並提出存管銀行要在期貨創新服務方面做文章。中金所則從自律監管的角度針對銀行業金融機構從事期貨保證金存管業務作出了具體的規定, 確保期貨保證金資金存管安全以及期貨市場的平穩運行。2012年10月，國務院取消了銀行業金融機構從事期貨保證金存管資格認定的行政審批項目。此後各交易所開始結合自身情況著手制定指定存管銀行管理辦法。在資格申請方面，大商所和中金所的《辦法》規定相同，《辦法》規定，申請從事交易所期貨保證金存管業務資格的銀行應為我國境內設立的全國性商業銀行法人，註冊資本達到100億元人民幣，總資產在15000億元人民幣以上，淨資產在1000億元人民幣以上，分支機構在600個以上；應設有專門機構或部門負責期貨保證金存管業務，具有健全的期貨保證金存管制度和服務良好的全國集中式銀期轉賬系統，以及安全存管監控所需的設施和技術水平。不過，中金所還有特別之處，合格境外機構投資者的托管銀行，申請僅為其所托管的合格境外機構投資者開展期貨保證金存管業務的，應當具備上述規定的條件，並取得中國證券登記結算有限責任公司結算銀行資格。且合格境外機構投資者的托管銀行申請僅為其所托管的合格境外機構投資者開展期貨保證金存管業務的，可以豁免總資產規文件倉、淨資產規模、營業網點匹配度等方面的要求。針對風險防範及處置措施，大商所《辦法》規定交易所將針對存管銀行違反存管業務協議或交易所期貨保證金存管業務管理規定的情形責令改正，並根據情節輕重採取警告、通報批評、暫停新增會員存管業務、暫停期貨保證金存管業務等措施；同時建立了存管銀行退出制度，明確取消存管銀行資格的情形，包括存管銀行申請終止、破產、喪失法人地位、不再滿足存管業務資格條件、年度考評不合格和存在重大風險隱患等。中金所《辦法》規定，存管銀行出現影響該行資信狀況的重大業務風險或者損失時，應當于風險或損失發生之日起3個工作日內向交易所和監控中心報告，並提交有關該業務風險或損失對該行保證金存管業務的影響及應對措施的報告。“目前，銀期合作的主要方式仍為傳統的保證金存管以及銀期轉賬業務，深度合作仍處於探索階段。”一位不願透露姓名的銀行業人士告訴《第一財經日報》記者。大商所負責人表示，目前市場迫切需要有關規定為銀期合作新模式的開創提供有力的制度保障。而期貨行業對存管銀行的業務要求不斷提高，迫切需要商業銀行提供更多更全面的服務。中金所負責人還指出，以上措施的出台完善了期貨保證金存管資格的准入標準以及期貨保證金存管在業務和技術上的要求，完善了期貨保證金存管業務應急處理機制。此外，大商所還在《辦法》中提出銀行要在期貨創新服務方面做文章，要求銀行結合交易所上市品種及會員、客戶特點，在促進期貨市場功能發揮、銀期創新業務合作方面提出可行的期貨創新服務方案。存倉

【香港商報訊】隨著上市銀行半年報的陸續發布，self storage中國銀監會昨日也提前披露了上半年銀行業的經營狀況。 數據顯示，截至2013年6月末，銀行業金融機構資產總額達到144.25萬億元。在資產繼續大幅增長的同時，銀行業的淨利潤達到7531億元。其中，單第二季度，銀行業淨利潤實現了3843億元，遠超此前市場的預期。與此同時，不良貸款的反彈仍在繼續，但值得一提的是，大型銀行第二季度的不良貸款增加額已從峰值開始回落，成為自2011年第四季度連續反彈以來的單季增加最低值。 上半年銀行盈利繼續高增長 華夏(600015.SH)、興業(601166.SH)和浦發銀行(600000.SH)已經率先公布了上半年的經營業績。從這3家銀行的淨利潤增長情況看，仍然保持了較高的水平。事實上，銀監會的數據也顯示，上半年銀行業的整體盈利狀況仍然不錯。這打破了此前市場預期銀行盈利增速會下降較快的擔憂。 數據顯示，今年上半年，銀行業淨利潤達到7531億迷你倉，較去年同期增加了900多億元，增幅達到13.8%，其中，僅第二季度就增加淨利潤3843億元。業內人士認為，第二季度銀行利潤增速加快的原因與淨息差略有擴大有關。 今年上半年，商業銀行不良貸款餘額達到5395億元，較一季度末增加了130億元。不良貸款率為0.96%，與一季度末持平。這一增幅，為2012年第二季度以來的單季增加最低值。尤其是大型銀行，今年第二季度僅增加不良貸款餘額13億元，為2011年第四季度以來的單季增加最低值。 相比第一季度多家銀行減少了撥備的計提，第二季度，撥備計提的力度有所加強。二季度末，銀行業撥備覆蓋率上升至292.50%，較一季度末增加了0.55個百分點，但仍較去年末低約3個百分點。 8 月貸款投放或達7300億 另有消息稱，四大行8月前11天信貸投放平穩，新增貸款投放1550億，同期存款繼續負增長超1600億。基於此，有市場人士預期8月整體信貸投放或達7300億，存款增長7000億左右。文件倉

根據人力銀行最新調查，存倉今年應屆畢業生中，已有43％的比重開始就業，銀行業者建議，有申請就學貸款的社會新鮮人，領到首份薪水後，最好就開始規畫還款計畫，透過逐步降低本金，讓利息壓力稍減。統計資料顯示，100學年度申請就學貸款人數逼近40萬，且公、私立大專院校合計貸款金額達256.7億元，平均每位學生每學年貸款達7.4萬元。銀行業者表示，依就學貸款規定，自畢業後滿1年、休學後滿1年，或退役日滿1年，才需要逐月付清，若加上在校的時間，等於有5∼7年可以籌措資金，只要適當規畫這段期間的收入，就有機會把利息降到最低。以私立大學每學期學費約5萬元來說，如果4年都申請學貸，總貸款金額為40萬元，以現階段就學貸款利率1.83％、分8年償還，每月應付金額為4,自存倉83元。銀行業者指出，其實就學貸款算是「良性負債」，與一般消費性貸款相比，利率低很多，個性屬於比較積極的新鮮人，且對於投資有一定把握性，也可考慮把部分資金用來投資，只要找到平均報酬率高於1.83％的投資組合，還能夠一邊還錢，一邊累積財富。銀行業者建議，只要身上有閒錢，例如工作領到的年終、紅利、三節獎金等，都可用「額外還本」的方式還款，讓本金減少，以降低利息支出。至於若因為經濟狀況不佳，面臨就學貸款繳不出錢的窘境，銀行業者指出，可善用延期還款措施，包括證明低收入、中低收入，或平均月收入低於3萬元，就能申請緩繳，每次緩繳1年、最多3次。符合資格者也能向申貸銀行申請延長還款年限，最長為原來的2倍，以大學貸款8個學期來說，等於有16年的時間可以還款。迷你倉新蒲崗

ExhibitionsEmbark! Beyond the HorizonC�dric Maridet, Tang Kwok-hin, Tsang Kin-wah (Hong Kong) and Yuan Gong (mainland) display site-specific works as part of the launch of the new art space.自存倉 Daily, 10am-8pm, Oi!, 12 Oil St, North Point. Inquiries: 2512 3000. Ends Aug 18Fresh Trend 2013Hong Kong Art Network’s joint exhibition showcasing paintings, photography, sculptures, videos and installations by 30 local graduates. Aug 15-24, 10am-8pm, Aug 25, 10am-4pm, Hong Kong City Hall, 5 Edinburgh Place, Central. Inquiries: 9090 4453. Ends Aug 25My Life StoryThe Robert H.N. Ho Family Foundation presents a photography exhibition featuring works from students involved in the Through Our Eyes photography education programme. Daily, 10am-8pm, (closed at 5pm on Aug 25), Pao Galleries, Hong Kong Arts Centre, 2 Harbour Rd, Wan Chai. Ends Aug 25; Aug 30-Sept 15, 10am-6pm, Kai Tak Campus, Academy of Visual Arts, Hong Kong Baptist University, 51 Kwun Tong Rd, Kowloon Tong. Inquiries: 2232 0005. Ends Sept 15Performing ArtsThe 3rd Asian Grand PrixBallet competition featuring international dancers from nine to 24 years old. Aug 15, 2.10pm : elimination rounds, HK$50; Aug 16, 2.30pm, Aug 17, 2pm:,semi-final rounds, HK$150, HK$200; Aug 17, 4.10pm, Aug 18, 2pm : finals, HK$200-HK$350; Aug 18, 8pm : awards ceremony and gala, HK$100 Urbtix. Y-Theatre, Youth Square, 238 Chai Wan Rd, Chai Wan. Inquiries: 6405 1999 (English and Japanese) or 5635 7928 (Chinese)DetentionFourth run in the city for the non-verbal comedy centring on an after-school detention session with a group of students and a teacher that turns into complete mayhem. Aug 15-18, 5.30pm, Aug 15-17, 8.30pm, Aug 17-18, 2.30pm, Hong Kong Arts Centre, 2 Harbour Rd, Wan Chai, HK$190, HK$260 Urbtix. Inquiries: 2144 5335ExtremeDrama that deals with a group of desperate people looking to figure out the true meaning of life. In Cantonese. A ug 15-17, 7pm-8.30pm, Fringe Club, 2 Lower Albert Rd, Central, HK$88 (Fringe Club members), HK$110 (non-members) HK Ticketing. Inquiries: 2521 7251The Big Big DayChung Ying Theatre Company’s drama about a man who finds a photograph of his sister’s fianc� with another woman, and how he handles the discovery as the big day approaches. In Cantonese. Aug 15-17, 7.30pm, Aug 17-18, 2.30pm, Hong Kong City Hall, 5 Edinburgh Place, Central, HK$160, HK$240 Urbtix. Inquiries: 3961 9805Wanna a PieceDrama about three artists with converging problems: a writer who can’t forget, a dancer who can’t remember and a painter who can’t express his feelings. In Cantonese. Aug 15-17, 7.30pm, Fringe Club, 2 Lower Albert Rd, Central, HK$96 (Fringe Club members), HK$120 (non-members) HK Ticketing. Inquiries: 2521 7251The Choir of King’s College, CambridgeThe British choral group performs music from a variety of composers. Aug 15, 8pm: Mozart, Schubert, Haydn and Vivaldi. Hong Kong City Hall, 5 Edinburgh Place, Central, HK$120-HK$320 Urbtix. Inquiries: 2268 7321Linkin ParkThe alt-rock rap pioneers in concert. Aug 15, 8pm, AsiaWorld-Expo, Lantau, HK$288-HK$888 HK Ticketing. Inquiries: 2989 9239Unity JamDJ Wordy, DJ Don Martinez, DJ Enso and Yao spin hip hop, with live MCing by EKORB. Aug 15, 10pm, Play, 1/F On Hing Bldg, 1 On Hing Terrace, Central. Inquiries: 2525 1318SDM Annual Performance and Dance Award Presentation 2013SDM Jazz and Ballet Academie’s annual show featuring young students in a musical about a group of dancers who enter a competition. Aug 16-17, 7.15pm, Aug 18, 3pm, Hong Kong Academy for Performing Arts, 1 Gloucester Rd, Wan Chai, HK$150-HK$550 HK Ticketing. Inquiries: 2528 2222MasqueradeHong Kong Dance Company presents an ethnic dance drama that blends elements of nuo opera and Dong folk music in a story about an artist who lives life behind a mask. Aug 16-17, 7.45pm, Aug 17-18, 3pm, HK Cultural Centre, 10 Salisbury Rd, TST, HK$180-HK$300 Urbtix. Inquiries: 3103 1815LogoLocal indie trio play psychedelic groove. Aug 16, 8.30pm, Les Boules Hong Kong, 18 Woo Hop St, Shek Tong Tsui, free. 迷你倉新蒲崗nquiries: 2872 0102J Rocc + What So NotThe Beat Junkies founder/DJ spins hip hop and the Sydney collaboration featuring beat masters Flume and Emoh Instead. Aug 16, 9pm, Kee Club, 6/F, 32 Wellington St, Central, HK$200 (early bird offer ends Aug 16), HK$250 eventbrite.com. Inquiries: 2810 9000Listen UpMark-1 Music presents up-and-coming local two-piece The Bollands and the multi-instrumental folk artist Charles J. Tan. Aug 16, 10pm, Fringe Club, 2 Lower Albert Rd, Central, HK$110 (advance), HK$140 (on day). Inquiries: 2521 7251ModekThe Belgian-based DJ spins techno. Aug 16, 10pm, Volar, Basement, 38-44 D’Aguilar St, Lan Kwai Fong, HK$150 (advance), HK$250 (door, before 12.30am), HK$350 (door, after 12.30am). Inquiries: 2810 1510Patrick OliverThe American DJ spins club hits. Aug 16, 10.30pm, Play, 1/F On Hing Bldg, 1 On Hing Terrace, Central, HK$200 (ladies), HK$300 (guys). Inquiries: 2525 1318Isla School of DanceThe ballet school celebrates its 5th anniversary with a public performance. Aug 17, 3pm, Hong Kong Academy for Performing Arts, 1 Gloucester Rd, Wan Chai, HK$150-HK$350 HK Ticketing. Inquiries: 2915 0822Cinema9th InDPanda International Short Film FestivalInD Blue presents a selection of nine short film programmes from around the world, including the following two. Ends Sept 9. Broadway Cinematheque, Prosperous Garden, 3 Public Square St, Yau Ma Tei, HK$65 cinema.com.hk. Inquiries: 2572 7202Oscar plusProgramme of five shorts, including Life, Lust & Longing, about a woman longing for a child, and Henry, centring on a concert pianist and his frustrations at losing a loved one. Various languages, all with English subtitles. Aug 15, 7.30pm, Aug 28, 7.40pm, Broadway CinemathequeBerlinale, Venice and moreProgramme of six shorts, including Her Out, about a reporter researching writer Eileen Chang’s 1960 visit to Taiwan. Various languages, all with English subtitles. Aug 15, 9.40pm, Sept 4, 9.40pm, Broadway CinemathequeSummer International Film Festival 2013Hong Kong International Film Festival Society presents 21 films including the following two. Until Aug 27 . Hong Kong Science Museum, 2 Science Museum Rd, TST East; Hong Kong Space Museum, 10 Salisbury Rd, TST; Hong Kong Arts Centre, 2 Harbour Rd, Wan Chai, HK$65; UA Langham Place, 8/F-11/F Langham Place, 8 Argyle St, Mong Kok; The Grand Cinema, 2/F Elements, 1 Austin Rd West, Kowloon, HK$75 Urbtix. Inquiries: 2970 3300BastardsClaire Denis’s revenge drama about a family seeking revenge on a wealthy businessman who forces them into bankruptcy. In French with English subtitles. Aug 15, 7.45pm, Aug 18, 9.45pm, UA Langham PlaceApolitical RomanceRomcom revolving around a Beijing girl who arrives in Taipei to look for her grandmother’s first love but ends up developing a romantic connection with a young man while helping him draft a Taiwan-China cultural etiquette manual. In Mandarin with Chinese and English subtitles. Aug 15, 9.45pm, UA Langham Place. Aug 24, 7.30pm, The Grand CinemaHKIFF Cine FanThe Hong Kong International Film Festival Society presents a selection of films designed to broaden audience appreciation, including the following two. UA Langham Place, 8/F-11/F Langham Place, 8 Argyle St, Mong Kok, The Grand Cinema, 2/F Elements, 1 Austin Rd West, Kowloon, HK$75; HK Science Museum, 2 Science Museum Rd, TST East, Hong Kong Space Museum, 10 Salisbury Rd, TST, Hong Kong Arts Centre, 2 Harbour Rd, Wan Chai, HK$65 Urbtix. Inquiries: 2970 3300 2001: A Space OdysseyStanley Kubrick’s epic sci-fi about a series of encounters between humans and advanced machines known as monoliths built by extraterrestrial species. In English with Chinese subtitles. Aug 15, 9.30pm, The Grand Cinema; Aug 18, 2pm, Hong Kong Arts Centre; Aug 28, 7.30pm, The Grand CinemaViolence at High NoonNagisa Oshima’s 1966 drama, based on real events, revolving around a serial killer who hunted woman in daylight. In Japanese with English subtitles. Aug 16, 7.30pm, Hong Kong Space Museum; Aug 24, 2pm, Hong Kong Arts Centre迷你倉出租

Source: The Sun, Yuma, Ariz.mini storageAug. 14--Tuesday's hearing in Yuma County Superior Court for Ronald S. Morgan, who has been charged with child molestation and burglary with a sexual motivation, was continued for 30 days in order to give his defense attorney time to conduct more interviews.When asked by Superior Court Judge Maria Elena Cruz to provide an update on the status of the case, defense attorney David Pardee, of the Yuma County Public Defender's Office, who was standing in for Morgan's appointed attorney, explained that German Salazar, the attorney appointed to the case, has conducted several witness interviews since his client's last hearing and is still attempting to locate several other witnesses whom he intends to interview.Pardee also stated that Salazar asked him to inform the court that he planned to interview the police investigators involved in the case as well, but had not done so yet.Prosecutor John Ballos, of the Yuma County Attorney's Office, in giving the state's position, informed the court that the defense has not made any requests to interview the police investigators yet, but if they were to do so, the prosecutor assigned to the case would arrange them.In response, Cruz instructed Ballos to inform prosecutor Karolyn Kaczorowski, who is assigned to the case, that the defense has requself storagested the interviews and to go ahead and schedule them. She also set Morgan's next court date in the case for 9:30 am on Sept. 10.Morgan was arrested the morning of April 23 after he allegedly entered a residence in Wellton to commit a burglary. He then allegedly entered the bedroom of a girl who was about 11 years old and molested her. The girl was home alone at the time because her mother was working, Wellton police said.After the arrest was made public, at least two other possible victims came forward to police with stories of allegedly being sexually abused by Morgan over a year ago.Wellton police are working with the Yuma County Sheriff's Office because they believe Morgan may have molested other children throughout the entire county.Wellton police believe that Morgan's demonstrated pattern of behavior was over an extended period of time, possibly as far back as five years ago, and that some of his victims may have been too young to tell their stories.Morgan was homeless and would move around from home to home staying with different friends and family members. While there, he would allegedly molest the children who lived in the homes, according to Wellton police.Copyright: ___ (c)2013 The Sun (Yuma, Ariz.) Visit The Sun (Yuma, Ariz.) at .yumasun.com Distributed by MCT Information Services迷你倉