記者方華在互聯網時代,迷你倉沒有�久的贏家,只有永遠的對手。支付寶還沒有笑到最後,“騰訊系”微信5.0版本又迅速推出了支付功能,“掃一掃”二維碼完成支付的方式和龐大且高活躍度的微信用戶群,吸引了�多品牌電商接入微信支付平台。國內首個互聯網保險公司———�安在線財產保險股份有限公司(以下簡稱“�安財險”)日前獲准開業,這也是全球第一個網絡保險牌照獲得者,叩開了互聯網新金融的大門。繼�安財險之後,深圳正低調籌備國內第二家專注于互聯網行業的創新型保險公司。今年9月,保監會專門就網絡保險公司的開業驗收制定了相關規定,要求設立獨立的信息安全部門、配備專職信息安全工作人員、保留交易相關日誌、確保交易行為可稽核等。互聯網經濟最大的顛覆性,莫過於競爭態勢的不可預見性———線上交易便捷但線下服務未必匹配、交易量活躍但安全性有待完善、客戶年輕化但忠誠度相對較 低。對金融業而言,互聯網時代尤其是O2O模式(OnlineToOffline,線上購買對線 下體驗)撬動的不僅是櫃面、銷售、業務受理界面的變遷,更是產品形態、營銷模式、服務理念、風險管理及監管思路的深層次變革。轉戰“自營業務”從門店零售到C2C(個人對個人,如淘寶)、B2C(商家對顧客,如京東商城)、O2 O模式的漸次盛行,互聯網浪潮已經引致諸多行業的變革,這一輪撬動的正是金融業。近一年來,銀行、保險、基金公司紛紛布局互聯網渠道,普遍將互聯網金融提升至戰略性高度,如商業銀行積極開設移動銀行、微銀行、微信銀行等新興電子渠道,成為現有網上銀行、手機銀行、自助銀行、電話銀行之外的戰略性安排。保險機構此次先行一步,從利用互聯網平台代售保險蛻變為自建平台、自營業務。去年初獲批籌備以來,中國平安聯手阿里巴巴、騰訊共同打造的�安財險,日前順利通過保監會的開業審批並完成了工商註冊登記,目標致力于為互聯網參與者提供一系列保險解決方案,完全通過互聯網開展財產險的銷售和理賠。據稱,這張網絡新面孔在產品研發上將會“前無古人”,鎖定所有互聯網經濟的參與者為目標客戶,開發出互聯網環境下保障網絡用戶利益的險種,根據網絡用戶需求推出一攬子保險方案,以期分散和管理互聯網交易等風險,並有助于化解互聯網糾紛。這樣的選擇和定位是在情理之中的。來自商務部的數據顯示,2012年中國電子商務繼續快速增長,交易總額達8.1萬億元,同比增長31.7%;全行業營收超過2000 億元,超GDP增速4倍。但恰恰由於准入門檻低、監管條例滯後等因素,一併帶來了信息、賬戶、資金等安全隱患。顯然,互聯網服務供應商、電子商務商家、網絡購 物消費者、社交網絡參與者在內的互聯網參與者本身擁有不可估量的投保需求,並且作為股東方,阿里巴巴和騰訊已經擁有數以億計的客戶資源。但反過來,自營業務同時意味著自擔風險。“我們看好很多險種的前景,但前期或許要承擔很大的成本壓力和風險,很可能沒有保險公司願意去做,這種時候我們就要讓�安上。”這是股東阿里巴巴對�安財險功能的闡述。考驗“線下服務”在市場各方看來,作為一家真正意義上的網絡保險公司,�安財險鎖定互聯網參與者的保險需求進行“量體裁衣”,不僅會開闢全新的保險需求和客戶資源,還能在最大限度上自存倉保險業務的經營利潤留給自己,盡管創新風險在所難免。在2013年的行業詞典中,線上(廠家系統網站)購買和線下(實體店)體驗相結合的O2O模式無疑佔有重要一席,這也被視作“未來5至10年占據主流地位”的商業模式,通常由廠家親自給顧客發貨,顧客通過介紹顧客還可獲得廠家的讓利抑或積分回報,廠家只需要做好產品本身。而對於網絡金融企業而言,線下體驗需求或許不像有形的商品消費那麼明顯。如果金融產品適銷對路,通過互聯網即可以實現金融業務的在線全流程受理,比如按照�安財險的表述,公司將完全通過互聯網開展財產險的銷售和理賠。但也有一種疑問,如果產品銷售、用戶投保、保險理賠、賠款支付等流程可以在互聯網上完成,那麼核保、核賠這兩項關鍵的流程,能否同樣實現在線受理和遠程現場作業?“從傳統意義上看,財產險的核保、核賠離不開現場查勘,作為一家專營財產 險業務的全新網絡保險公司,可能會考慮通過拍照、傳真等遠程作業手段在線完成核保、核賠流程,毫無疑問,這其實離不開線下保險業務的標準化作業能力、專業化服務品質和風險防控技術。”對外經貿大學保險學院博士後王東對記者稱。再以持續升溫的O2O模式為例,很多傳統的線下公司頻頻試水線上業務,但由於線下服務不匹配,結果導致線上客戶忠誠度極低,進而導致一大批企業難以為繼 。相比之下,�安財險擁有中國平安這樣的保險巨頭股東背景,又定位於一家模式全新、經營獨立的網絡保險公司,在市場各方看來,其核心競爭力除了耳目一新的線上客戶體驗外,“線下”保險服務的規範化、標準化水準依然是關鍵。意在“精准營銷”按照市場的預期,�安財險運營初期或以股東業務為主,如果進展順利顯然會開發出更多的互聯網保險產品。但最終,金融領域的競爭仍然會回歸到金融本質上來,資本只會流向最有效益的領域。以鎖定小貸業務的餘額寶為例,雖然方便快捷,用戶體驗勝出,但其收益率在同類產品中並不占優勢,在資金獲取成本、資金規模、政策保護等因素並不占優勢的情形下,要推出較傳統金融機構更具競爭力的產品並非易事。�安財險也面臨同樣的問題,除了互聯網交易本身潛在的新型保險需求這片藍海以外,互聯網用戶在個人、企業財產安全方面的保障需求,勢必與存量業務存在一定程度的交叉,要想從同業手中攫取這部分業務及其客戶資源,互聯網保險的優勢除了“便捷、靈活、經濟、高效”的用戶體驗以外,產品形態和保障功能是否真正契合互聯網用戶的需求,才是自身搶佔互聯網先機的關鍵。事實上,這也是“三馬”打造�安財險這一互聯網自營業務平台的真實目的———積累大數據,分析大數據,進而實施“精准營銷”戰略,即針對不同類型的互聯網用戶群開發出更具針對性的標準化產品,從而在用戶體驗、產品設計、成本覆蓋、風險管理上有能力實現在線全流程辦理業務和遠程現場作業。“在信息轟炸時代,信息不對稱的營銷模式已經基本終結,消費者對於所享受的服務和產品信息瞭解得越全面越透明,忠誠度越高,這就意味著,客戶需要瞭解金融產品特性,金融企業需要瞭解客戶需求,這種理想的狀態一定是基於採集和分析金融保險用戶消費行為等大數據的基礎之上做出的準確定位和精准營銷,在互聯網消費時代,這一切只能依托于互聯網平台才能較好地實現。”王東稱。迷你倉

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 為了防止盜版猖獗,self storage新加坡政府正研究封鎖可以下載盜版電影或音樂的網站,近期內將展開公眾諮詢。 新加坡律政部高級政務部長英蘭妮昨在國會表示,律政部正在和其他部門討論封鎖提供盜版電影或音樂網站的可能性,但要如何執行,還需要慎重考慮。 新加坡政府去年在一份報告中提出解決盜版問題,方法之一就是網站封鎖,不過無法100%保證一定能完全解決盜版問題。英蘭妮說,封鎖網站是最容易管理的方法,對象是網站,而非使用者,不過還需要與公共教育、法律迷你倉合,並需確保正版產品的價格一般人都負擔得起。 英蘭妮說,研究顯示,封鎖盜版網站的確能有效遏止民眾取得盜版內容,她舉例指,芬蘭、荷蘭、意大利、英國和比利時封鎖著名的盜版網站Pirate Bay後,這個網站在這些國家的流量下降了69%。但「道高一尺,魔高一丈」,該網站今年8月推出工具協助網民繞過政府封鎖,亦有網絡供應商組織指出,封鎖網站會影響隱私,又指網上音樂侵權與合法網上音樂銷售並無影響。  ■新加坡《海峽時報》/ ZDNet網站mini storage

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國家通訊傳播委員會(NCC)4G頻段執照開標,迷你倉由6家競價者競逐執照,由於競標總金額飆天價,正文執行董事楊正任認為,過高的標金勢必會加重業者營運的成本,將不利於未來4G商轉後的營運,對整體發展不見得有利。吳秀樺╱採訪 楊正任指出,台灣4G(4th Generation,第4代行動通信技術)執照釋照,標金天天創新天價,總投標金朝1000億邁進。不止外界關切何時會劃下句點,就連網通相關業者也擔心,參與競標廠商投入過高的標金,未來在4G在正式商轉之後,將過高的成本將會轉嫁給消費者,而高昂的費用可能會讓消費者無法負擔,不利於雲端服務的發展,同時整體創新服務恐全部卡住,對於整體產業而言並非好事。 成本將轉嫁消費者 楊正任說,雲端服務要能蓬勃發展,取決於人人都能時時上網、處處上網,還有各種設備都能上網,這樣雲端服務儲存各種e化靠著互連網,才能推動起來。但如果消費者因高昂上網費用,不是人人都能負擔,怕付錢而不敢上網,沒有使用者上網,那麼講再多雲端服務,也都只是空談。 ★楊正任小檔案 年齡:1960年出生,金牛座學歷:清大電機工程博士現職:正文科技執行董事元智大學通訊系副教授經歷:中科院副研究員正文科技共同創辦人資料來源:記者整理 【NCC副主委虞孝成回應】競標機制啟動 就無法停止 4G釋照競價作業由NCC負責,依照行動寬頻業務管理規則,對行動寬頻業務執照競價機制設計,只要競標機制一旦啟動就無法停止,由廠商自行加價競標,NCC無法壓低業者加碼的價格。標金過高經營成本確實會加重負擔,但執照只是4G經營中的一環,投標的業者都是具經驗的廠商或成功企業主,對未來經營策略、產品內容與服務項目,顧客、營收,在競標前已納入考量。mini storage

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免費行動通訊平台LINE在短短不到一個月內,mini storage新增用戶再添千萬,該公司最新數據顯示目前全球用戶為2.7億。該公司昨日表示,LINE遊戲平台推出不到5個月的遊戲LINE POKOPANG全球已突破2千萬下載。LINE表示,LINE POKOPANG是LINE遊戲平台中,第一個以非LINE人物為主角,卻能夠創下2千萬下載成績的一款遊戲產品。而該遊戲提供了英文版和日本版,未來也會支援繁體中文和泰文。LINE目前的主要營收是來自於遊戲。至9月中旬左右,所有的遊戲共有36款,而第二季的營收為1.3億美元,有一半的營收貢獻是來自於遊戲產品。這36款產品,創造了2億的下載次數。目前LINE的2.7億的用戶當中,仍密集的分布在日本、泰國及台灣等地,當然北美地區也有不少用戶,值得一提的是,歐洲地區的用戶集中在西班牙。儲存公司表示,LINE軟體研發起源於南韓NHN的日本子公司,但日本市場用戶僅占二成,其他八成用戶分散在世界其他國家。而台灣地區則是高達1,700萬的用戶,活躍用戶數達8成。該公司則是表示,相較於市場上其他即通訊軟體業者,如WHATSAPP的主要用戶集中於美國地區,騰訊的微訊及WECHAT的用戶以中國大陸居多,LINE在全球化的腳步明顯優於其他競爭對手。但根據南韓的新聞網站報導,LINE的下載數雖高,但活躍用戶數僅有7,000多萬,仍不如WHATSAPP及騰訊的微信。除了遊戲之外,其他營收來源則是可愛貼圖及B2B市場的企業贊助。貼圖的付費下載也相當可觀,占收入的三成。至於企業市場贊助貼圖,目前以台灣市場發展得最佳。日前南韓新聞網站則是報導,LINE的用戶到了今年底可望突破3億戶,屆時LINE也會考慮IPO。迷你倉

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大陸旅遊法10月1日上路以來,文件倉團客明顯縮水約3∼4成,行政院對此高度重視,政委楊秋興指示移民署與觀光局儘速調高陸客來台自由行上限至3,000人,預計下月旅遊小兩會磋商時知會陸方,最快明年1月上路。楊秋興近日將邀集金管會等跨部會研商,對受困業者施出援手,包括遊覽車業者能否比照金融風暴特別措施,緩繳本金;對旅館及旅行社等業者予以利息補貼,全力協助旅遊業者撐過過渡期。行政院觀光發展推動委員會上周開會,就大陸旅遊法上路後的影響,聽取觀光局報告。據旅行社回報資料顯示,10月前20日,團客平均每日入境人數2,800人,10月21日回升至3,210人,不過與去年10月每天4,500人比較,縮水約3∼4成,遊覽車一天就少發68部,有明顯下降趨勢。不過,南韓第一大旅存倉社從8、9月接待陸客從1萬人次降至10月的4千人次,香港、泰國的陸客人數也縮水,甚至比台灣嚴重。楊秋興表示,大陸旅遊法影響飯店、餐廳、遊覽車、購物店,業者無不叫苦連天,幾乎有半數遊覽車都將停駛,如果這種現象持續太久,將嚴重衝擊台灣旅遊業。他為旅行業向副總統統吳敦義請命,吳立即致電交長葉匡時,盼儘快向行政院提出因應對策。楊秋興表示,國內業者認為至少有3個月過渡期,他已責成再調高陸客自由行來台人數上限,由每日2,000人提高至3,000人,儘速上路,以填補團客減少的缺口。但自由行再擴大人數,移民署的電腦設備及審查陸客案件人力均無法負荷,楊秋興本周將召集移民署、觀光局、主計總處等跨部會協商,協助移民署更新電腦設備、並補貼人力加班費,必要時動支第二預備金支應。儲存

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預算、決算,迷你倉今後每年各市直部門都要在獲批復後20個工作日內公佈 南都訊 今年國慶節前一天,佛山市直63個部門同時向社會公開各自2013年“三公”經費預算。這只是“第一炮”。近日,市委辦、市府辦印發了《佛山市本級“三公”經費公開工作方案》,今後每年,市直各部門“三公”經費預決算情況,必須在財政部門批復後20個工作日內公開。通過哪些途徑公開?在市政府和部門網站、公共查閱室等處公開9月27日,市委辦、市府辦聯合印發了《佛山市本級“三公”經費公開工作方案》,要求63家市直單位公開自己的“三公”,這些單位包括黨政機關、人大辦、政協辦、法院、檢察院及各人民團體。《方案》規定,公開內容原則上應包括“三公”經費總額和分項金額,各部門還應根據實際情況自行公開“三公”經費支出的有關情況。為便於信息統計管理,在不改變原經費管理模式的情況下,將以下幾類部門在預決算編制和公開時歸口到主管部門合併反映,不再單列作部門反映:一是市政府的派駐市外機構併入市府辦反映;二是各辦事(或議事)機構併入牽頭部門反映。另外,《方案》要求,從2013年開始,上述各部門按規定在市政府網站和本部門網站上同時向社會公開“三公”經費;沒有部門網站的,除按規定在市政府網站公開“三公”經費外,還應選擇通過公共查閱室、信息公告欄或電子信息屏等場所、設施進行公開。作為公開的“頭一炮”,9月30日,佛山市直63個部門同時向社會公開“三公”經費預算。每年何時統一公佈?預算公開或不超過3月,決算公開或不超過10月9月30日那次的公開並不是“曇花一現”,今後佛山“三公”公開工作將成為常態。而且與這次公開的只是部門預算不同,接下來,預算、決算情況都要公開。《方案》要求,今後,各部門“三公”經費預決算情況,在財政部門批復預決算後20個工作日內,隨同本部門的預決算信息一併公開。南都記者瞭解到,每年在佛山市兩會期間(大多在1月或2月份),佛山市財政部門都會批復當年各市級部門的預算,並通過人大審議。這也就意味著佛山三公經費預算公佈的時間多數情況不會超過3月份。而佛山市近兩年市級部門決算公佈的時間多集中在9月、10月,例如今年佛山市財政局2012年部門決算公佈的時間為10月。南都記者瞭解到,佛山市財政局規定每年佛山市各區和市級部門報送決算報表時間均在年初的2月份或3月份。但根據程序,市財政局應該首先匯總、審核各部門決算、做出“關於佛山市本級財政決算草案”,然後由市人大批准後批復部門決算。而佛山市財政局每年所作的《關於佛山市本級財政決算草案的報告》多在8月或9月完成,再經人大批准後批復部門決算。按財政部門批復後20天時間推算,三公經費決算公開時間不會超過每年10月。何時能夠更細化?要求市財政局細化預算編制由於上一次市直各部門只公佈了三公經費總額和出國(境)費、車輛購置及運行費、公務接待費三個分項支出總額,專家曾建議佛山曬三公應進一步細化,“不僅要讓大家知道我花了多少錢,還要讓大家知道錢具體花到哪裡去了,花得值不值。”這份《方案》也提到,市財政局要不斷完善與“三公”經費信息公開工作相適應的預算管理制度,細化“三公”經費預算編制,為全面實行“三公”經費預決算信息公開創造條件。對於大家關注的未來區、鎮曬“三公”的時間表,《方案》雖沒有明確self storage一時間,但也要求各區政府負責本區政府“三公”經費公開的組織和實施工作,並對區直部門、鎮(街)的“三公”經費公開進行督促指導展。市財政局將規範和指導各區政府“三公”經費公開工作。社會有疑問點辦?市級各部門需主動宣傳解釋幾乎每一次“三公”經費的公佈,社會上都會對其中一些數據提出疑問。因此《方案》也要求市級各部門要關注社會輿情,主動做好宣傳解釋工作。《方案》提到,各部門要按照統一時間、統一口徑和規範文本的公開要求,及時、準確公開本部門“三公”經費信息,公開前,要認真匯總分析有關數據,充分做好各項準備;公開時,對本部門的特殊情況,要認真做好解釋工作;公開後,要及時瞭解社會輿情反映,認真做好解釋工作,積極採納合理建議。怎麼監督落實?市紀委監察局將定期專項檢查《方案》還提到,市紀委監察局將加強對“三公”經費信息公開工作的監督檢查,定期組織開展專項檢查,並對檢查中發現的問題按照有關規定進行督導、問責。市審計局則將加強對各部門“三公”經費預決算的真實性、完整性、準確性的審計監督,依法對違反財經法規行為進行審計處理。[記者觀察]佛山步驟“中規中矩”早在今年8月,財政部即發佈《關於推進省以下預決算公開工作的通知》,明確表示在2015年之前,各省內所有縣級以上政府都要公佈財政預決算、部門預決算及“三公”經費預決算。該通知列舉了“三公”數據公佈的基本格式,同時規定“每年集中時間將財政預決算、部門預決算及‘三公’經費預決算、匯總‘三公’經費預決算等內容向社會公開,上述公開工作原則上應于每年10月31日前完成”。佛山此次曬“三公”的步伐邁得並不大。9月30日,佛山市直63個部門同時向社會公開“三公”經費預算,其公佈的時間點正好是在10月前;其信息公佈的格式(列出三公總數和分項數據)均按照上述通知發佈的規範製作。而走在“三公”經費公佈前列的廣州,已經制定了曬“三公”細化到“項、目”的格式規範。[專家有話]曬“三公”無關技術,在乎決心中山大學財稅系教授林江表示,“三公”經費其實在機關系統內部本來就有一個明賬,接受內部的監督和監管,至於“三公”選擇的公開時間,公開的範圍,公開到哪一地步,“技術上根本沒有問題,只是看當地政府的決心到哪一步。”林江教授表示,國慶節前,佛山同時公開了市直部門的“三公”,這種做法值得肯定,但“只告訴了大家我花了多少錢,但錢具體花到哪裡去了,花得值不值,大家則無從得知。”林江認為佛山急需加大“三公”公開的力度,“畢竟公開‘三公’根本目的還是讓大家對政府財政支出形成監督作用,提高財政資金利用效率,如果公開得不徹底,不但起不到監督作用,反而會遭到社會的種種質疑。”[公開流程]每年市兩會期間,市財政部門批復各市級部門預算,並通過人大審議。而市財政局每年所作的《關於佛山市本級財政決算草案的報告》多在八九月完成,再經人大批准後批復部門決算20個工作日內,各市直單位需公開預算、決算“三公”經費總額和分項金額,還應根據實際情況自行公開支出情況“三公”應在市政府網站和本部門網站上同時向社會公開,沒有部門網站的,還應通過公共查閱室、信息公告欄或電子信息屏等場所設施公開面對社會疑問,各部門主動做好宣傳解釋市紀委監察局督導問責,市審計局審計監督統籌:南都記者 程俊採寫:南都記者 程俊 李文波迷利倉

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主持人:劉暢●證監會央行呵護股市心切上周三的股市殺跌,self storage主要源自“IPO改革方案發佈在即”的傳聞影響。因此,證監會通過上周末的新聞發佈會及時地予以澄清。同時,央行也主動與市場溝通,發出“我國銀行體系流動性供應總體上仍然比較充裕”等偏積極的信號。“論”:暖風頻吹,這段時間應該有一個不可多得的做多機會。●人民日報質疑創業板走牛人民日報載文稱,從今年首個交易日717.30點的開盤價算起,創業板僅用10個月的時間,完成了近乎翻倍的漲幅。同時指出,股市的高收益總是伴隨著高風險,納斯達克指數曾大漲331%,但又在兩年多的時間里跌去約80%。“論”:漲得越高,跌得越狠。創業板是否會重蹈納斯達克的覆轍?確實有些令人擔憂。●IPO停閘投行座次重洗牌相關數據顯示,招商證券目前在會IPO項目共有50個,首次超過國信證券和平安證券,居保薦數量的首位。然而,IPO一天不重�,這些“美麗”的數據就都是鏡花水月。招商證券投行部門甚至在《致內部公開信》中表示,“在接下來的兩個多月時間里,如果IPO不重�,投行總部年內將出現一定幅度的虧損。”“論”:在IPO暫停的一年裡,又遭遇迷利倉管層的財務核查,券商是真地感到痛了。●1173家公司本周公佈三季報統計顯示,在10月21日至10月27日期間,滬深兩市共有1173家上市公司擬披露三季報。其中有828家公司已公佈三季報業績預告,有478家公司業績預喜,占比57.73%。“論”:看看江南紅箭、金鴻能源、鑫茂科技等為代表的淨利潤增幅翻番的公司們,是否會掀起一輪業績浪行情呢?●6只ST股有望摘帽變鳳凰臨近年關,披星戴帽的T類公司又迎來重組大限倒計時。在IPO遲遲不開閘的背景下,T類公司的殼資源依然相對稀缺,有分析預計,*ST鞍鋼、*ST濟柴、*ST上控、*ST成霖、*ST韶鋼、*ST生化等6只最有希望上演“烏雞變鳳凰”的戲碼。“論”:A股總在上演“不死鳥”傳奇,垃圾股轉瞬間成了“香餑餑”,實在令人取捨兩難。●雲南銅業爆15億巨虧黑洞虧損局面愈演愈烈,業績預告顯示,今年1-9月份,歸屬於雲南銅業股東的淨利潤虧損15億元-15.5億元,基本每股收益虧損1.06元-1.09元,同比虧損幅度達到近3倍。“論”:公司的財務問題一直未解決,再加上有色金屬市場的不景氣,雲南銅業的全年業績可真懸了!迷你倉

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Source: The Seattle TimesOct.迷你倉 20--A handful of authors have tried to write the Amazon.com story. But no one had put together a definitive account of the juggernaut's rise from a Bellevue garage to a global power in less than two decades until Brad Stone wrote "The Everything Store: Jeff Bezos and the Age of Amazon."The book, which debuted last week, includes little-known details about meetings, deals that never materialized, Bezos' interactions with other corporate giants, and roadblocks that almost derailed Amazon. It provides insight into a company that has been opaque for much of its history.While Bezos decided not to comment for the book, Stone, a senior writer for Bloomberg Businessweek, still got remarkable access to both current and former executives, as well as Bezos' family and friends. And in one of the book's most dramatic moments, Stone unearthed Bezos' biological father, who gave up his son nearly a half century ago when, as a teenager, he was ill-prepared for parenthood. Stone found Ted Jorgensen running a bike shop in Glendale, Ariz., and entirely unaware of who his son became.Stone, who will be speaking at Town Hall Seattle in conversation with The New York Times' Nick Wingfield Tuesday night, chatted with The Seattle Times about reporting the book and the insights he discovered about the company in the process.Here's an edited version of that conversation:Q: One of the most dramatic parts of the book is your meeting Jeff Bezos' biological father, Ted Jorgensen. After the meeting, were you worried that some journalist might come along and find Jorgensen before the book came out?A: Yes. Any piece of news that you uncover in the course of reporting a book has to remain quiet for a year or more because the book gestation process is a really long one.It seemed unlikely, I guess. Never underestimate the ability of any author to worry about even the smallest thing to go wrong, and I was definitely worried about it.Q: In the book, you note that 45 years ago or so Jackie Bezos [Jeff Bezos' mother] asked Ted Jorgensen to stay out of her life and Jeff's. Did you have any reservations about bringing Jorgensen back into their lives?A: I definitely did. But you know, Jeff has changed the world. Full stop. He has changed the way that we shop, the way that we read and the way that companies are built now.I went to explore this untold aspect of his story. I didn't know what I would find. And I didn't anticipate that he [Jorgensen] wouldn't have any knowledge of Amazon, of the influence that his biological son had had on the world. These were unanticipated consequences, and it was uncomfortable all the way around.Q: Do you think Jeff Bezos knew that the Ted Jorgensen who ran a bike shop in Glendale, Ariz., was his biological father?A: I have no idea.Q: You paint Bezos as a polarizing figure -- a guy who is brilliant, driven, ruthless and sometimes even cruel. Setting aside judgments about whether that's good or bad, do you think that personality type was required to create the juggernaut that Amazon has become?A: Absolutely. Amazon is a company that grew from two guys in a garage in 1994 to almost 100,000 employees today, in addition to 70,000 temporary employees [hired for holiday sales].Amazon's biggest adversary has never been Walmart or Barnes & Noble. It's been chaos and the complexity that comes with a business that grows that fast. Bezos' insistence on excellence all around and high standards and the way he demands the best from his employees make Amazon an extremely challenging place to work. But it is also one of the biggest factors that contributes to its success.We've seen other companies that have grown that fast, whose outcomes are a lot different. Look at AOL. Look at Yahoo. These are all companies that rode the same wave but eventually crashed and burned because they didn't have the singular figure at the helm that had the clarity and the drive and the discipline to keep things operating smoothly amid the onslaught of growth.Q: Is it clarity and drive and discipline, or is it a willingness to think of employees as pieces of the machinery that move the engine forward rather than the way most of us think of them, as people?A: In the early years of Amazon, everyone left Bezos. That entire management team turned over, most voluntarily. At some point, he must have had to desensitize himself to churn. It's almost a fact of life in that kind of fast-growing business, when things are so intense.Q: Jeff Bezos seems of a similar mold to Bill Gates, Steve Jobs and Larry Ellison, super smart guys that launched tech giants, but also polarizing figures. You even make the comparison in the book. Do you think that personality type is a causation or a correlation to building tech giants?A: I think it's required. I think it's no accident that we find these leaders have oversized personalities and are extraordinarily drive儲存 and focused.There are probably some disadvantages to being too nice. There are also some disadvantages to being too brutal. We've seen a lot of that, particularly on Wall Street. There's a middle ground. I'm not sure where it is.Q: Bezos often talks about a willingness to be misunderstood as he comes up with new innovations at Amazon. But then, you came across a memo he wrote for the senior leadership about the need to make Amazon better loved. Are those two ideas in conflict?A: In a way, both address how Amazon is looked at by the media and, to a certain extent, by shareholders. I've always viewed the willingness to be misunderstood as an impressive piece of rhetorical jujitsu.In way, it's saying: "You don't understand. We've got a long-term vision here. We're going to stick to our principles and not engage in the criticisms."In the "Amazon.love" memo, Jeff is being very analytical about a problem that all big retailers face, which is when you get to a certain size, you inevitably attract negative attention, particularly discount retailers because you're not just putting the big guys out of business, but the small guys, too. Often, there's a reflexive negative response to big companies.He was thinking out loud about when Amazon gets to be the size of Walmart -- and it still has a long way to go -- how does it avoid falling into the Walmart trap, which is that a lot of people, just instinctively, don't like you?And in brainstorming, he derives one lesson, which is as long as people think you're inventing, and trying to improve yourself, and doing things for your customers, they'll give you a little bit of a pass. We'll see in the coming years if that's true or not.Q: I spoke with a former Amazonian recently who said the day Jeff Bezos announces his retirement is the day he'll sell his stock. You write about the Jeff-bots at the company [loyal executives who try to channel the CEO]. But is there anyone at the company who understands the vision as clearly as Bezos and could help the company pursue it?A: Right now, the company is tailored toward the way that Jeff Bezos thinks and the way he processes information and the priorities he sets for the company and its culture.And it's such a diversified company, that it's hard to imagine anybody who'd be as versatile to run all parts of it from the retail side to the digital side to Amazon Web Services.That said, there are some executives who have been with him for over a decade and have really grown up by his side who would be the obvious candidates. The names that come to mind are Jeff Wilke, who runs the North American retail business; Andy Jassy, who runs Amazon Web Services; and Diego Piacentini, who runs Amazon's international businesses. They think, in large part, the way he thinks.Q: You write that it's nearly inevitable that Amazon will introduce a mobile phone and a Web-connected television set-top box because the company wants to control the way its services are offered. Why do you think the company hasn't introduced those yet?A: Because Jeff has an extremely high bar, and because they want to introduce something that's distinctive and inventive.I think that the set-top box is imminent. With the mobile phone, it's a crowded market and they haven't quite figured it out exactly what Amazon's play is there.I called the book "The Everything Store" for a reason: It's expanding its limits in every single direction, internationally, devices, enterprise. They want to be everywhere.Q: With both those markets, there would seem to be first-mover advantages. Amazon doesn't have that, and the longer it waits, the harder it becomes for them to produce something that could be truly meaningful for and desirable by consumers.A: They have demonstrated two things.One, the ability to be incredibly patient. The tablet market they were late on. And while they haven't had outsized success, by all accounts, the Kindle Fire is a nice business. The first Kindle Fire wasn't that good. They've improved over the last two generations, and now they look pretty good.And second, they are willing to try new things and stop them if they don't work. The second Kindle device had a text-to-speech function where it read aloud from your book in a robotic voice. And they couldn't get a lot of the rights [to use that technology)] to books. People didn't really use it. And it's not around anymore.Q: Have you sent a copy of the book to Jeff Bezos?A: I did.Q: Have you heard anything from him about it?A: No.Q: How often are you checking the Amazon Sales Rank of your book?A: Like almost every other author, obsessively, and at a rate that disturbs my significant other. It's an illness like you can't stop.Jay Greene: 206-464-2231 or jgreene@seattletimes.com. Twitter: iamjaygreeneCopyright: ___ (c)2013 The Seattle Times Visit The Seattle Times at .seattletimes.com Distributed by MCT Information Servicesmini storage

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近日在電視上看到一個廣告,存倉身穿低胸連身裙的美女托�小多士,婀娜穿梭山城大街小巷,引來艷羨目光……叫人真想飛到意大利山城遊一趟!結果,我飛了去列吉尼亞(Liguria)的拉斯佩齊亞省(Provincia della Spezia)沿海地區,來到一個叫五漁村的地方(Cinque Terre),建於臨海崖上的山城,彩色小屋、石板小街,配上藍天碧海,我不禁高呼:「我想住�地方!」由Riomaggiore、Manarola、Corniglia、Vernazza、Monterosso al Mare五條村落組成的五漁村,各有自家風味,我走訪了位於東邊依山崖而建的Riomaggiore和Manarola,那�保留了昔日漁鄉風貌,甫進村已感覺被悠閒和歡樂氣氛濃罩,由米蘭開往Riomaggiore的火車,車上十之八九都是遊客,大部分人也穿上方便行裝�個背包,到山村展開兩日一夜之旅。Riomaggiore 漁村大門1997年列入世界文化遺產的五漁村,亦被闢為國家公園,Riomaggiore正位於公園的入口,Rio可解釋為「河流」,maggiore則是「大」,車站地下正是河流的出口,要進入漁村先要穿過車站旁的隧道,海藍色的牆上有手繪或貝殼砌成的海洋生物圖畫,在賣藝者的美妙風琴聲帶領下,古典石板街隨即出現眼前,彷彿走進了夢幻世界。由於小村建於臨海山崖上,不少遊客也會到海邊花十元八塊租用裝備,戲水一番,我則繼續沿小路走往崖上,沿路欣賞滿山紅紅黃黃的小屋、遠眺水清見底的海灣,偶有出海的小漁船經過,美如明信片的風景真是隨手已可拍攝得到。想看多一點?東邊有小碼頭供遊人登船暢遊周邊離島,以及穿梭各漁村。走過又斜又長的石板街來到城中,得要醫肚補充氣力,Riomaggiore只有一條主街,紀念品店、餐廳都集中於此。想快食又想品嘗地道海鮮,Mamma Mia! Take Away是推介之選,餐廳門口放了客炸得金黃的Fish and Chips作招徠,看得人垂涎,我叫了一客,內有當地盛產的鯷魚、煙韌的魷魚圈和炸得外殼爽脆的海蝦,即叫即製熱辣辣,好味到不禁說句Mamma Mia!吃飽飽再次拾級而上,沿途秋風送爽十分舒服,不一會已來到村莊最高點San Giovanni教堂。早於1340年建成的教堂,外表與列吉尼亞(Liguria)地區的傳統教堂風格大相逕庭,因1820年時換上了哥德式的建築,不過內部仍保存了黑白相間的標誌性風格。Mamma Mia! Take Away地址:Via Colombo 208, Riomag儲存ioreChurch of San Giovanni Battista地址:Via Telemaco Signorini, RiomaggioreManarola 風味農產若說Riomaggiore是五漁村的客廳或前院,那麼Manarola絕對是最好的廚房和糧倉,這個同樣依山崖而建的小城,面積比Riomaggiore大得多,漁業可能比較遜色,卻擁有強勁的農產品,街巷上垃圾桶似的東西是最佳引證,其實它是古老的葡萄榨汁機,上面為攪壓葡萄的控桿,下面則收集果汁,再細看民居的大門上,有的掛滿收成的白葡萄,可推想他們有自釀白葡萄酒的習慣,亦有商店專售地道農產品。Burasca是Manarola較為具規模的自家品牌,煮食的橄欖油、餐飲用的白葡萄酒,以及各式醃製魚蔬等,也只售幾歐元至十多歐元,相宜又夠風味。但論最搶眼,則非意大利人最愛的檸檬酒(Limoncello)莫屬,同樣幾歐元一瓶,卻有心形、高跟鞋或長頸花樽等不同造型,有的更又紅又黃,用來點綴家居挺不錯!喜愛健行的朋友不妨到山上靜待夕陽西下,遠眺附近兩條漁村的黃昏美景,寫意度過一天旅程。Burasca地址:Via Discovolo 267,Manarola網址:.burasca.com/火車通票 縱橫意大利歐洲鐵路發達,穿州過市的火車旅遊絕對是方便之選,不過在生活節奏偏慢的意大利,排隊購票每次最少要花10分鐘或以上,加上來往城市間的火車票價大部分由EUR10(約HK$105)起跳,來回車費分分鐘要數百港元。所以,出發前先訂購火車通票最方便,以意大利基本的3天火車通票為例,只需約HK$1,631,已可自選單獨3天於2個月內無限次搭乘Trenitalia等國有鐵路,二等車廂有小食售賣及設洗手間,數小時車程坐得相當舒適,10月29日前預訂更可獲8折優惠添!網址:.raileurope.hkInfo簽證:持特區護照或BNO毋須簽證機票:乘新加坡航空由香港經新加坡飛米蘭,來回經濟客位機票約HK$4,200起。網址:.singaporeair.com交通:乘Trenitalia由米蘭中央車站至Riomaggiore站(途中需轉一次車),車程約3.5小時,單程收費EUR18.9(約HK$198)起住宿:經Agoda.com可預訂Riomaggiore及Manarola共多達93間酒店,並享有4%至7%積分回饋,於下次訂房時獲得更多折扣。 網址:.agoda.com貨幣:EUR1約兌換HK$10.5天氣:10月份氣溫約13℃-21℃時差:慢香港7小時迷你倉

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Source: The Florida Times-Union, JacksonvilleOct.迷你倉 21--11:21 a.m.Ronald Parker testified that on Aug. 29, 2009, he worked at AeroInstant, a facility adjacent to New Hope Mobile Home Park where Russell Toler Sr. and other family members had worked.Parker said he was around Guy Heinze Jr. and that he had complained that his father was going to give money to victim Joseph West for a shrimp boat and money for a truck to someone else."He said,"He ain't never give me and my borther anything. I'm going to kill him. I'm going to kill 'em all," Parker testified.Toler Jr. and Heinze got into a "little tussle" at the factory over Toler Jr.'s car, but Toler Sr. arrived and calmed them down, Parker testified.That happened three to five weeks before the deaths, he said.When defense lawyer Newell Hamilton Jr. asked when he was interviewed by police, he testified he didn't keep up with the dates.Parker repeated he observed the fight between Toler Jr. and Heinze.Hamilton asked Parker if he would be surprised to learned that Heinze's last day of employment was about a year before the deaths."When he told me he was going to kill them, I was working on a tool box for the plant," said Parker, who no longer works there.Heinze also said that victim Chrissy Toler was setting him up with a girl from Alabama and that if the girl didn't have sex with him that he would beat to death Chrissy and the Alabama girl."I told him you can't be doing that," Parker testified.When he told Toler Sr., his reaction was "He's just talking," Parker said.When his wife awoke him Aug. 29 and told him about the deaths, Parker testified "I said Lord have mercy."Parker said his dates may be off, but he did not recant what he had observed.Other witnesses have said Heinze was building houses about the time Parker claimed to have heard Heinze's threats and witnessed the fight.Parker said he and others had been laid off when the slayings occurred.When he heard about it, "I was quick to say he did that ... because he's clever enough to have did that."Hamilton accused Parker of lying."You're coming into this courtroom and making this up," to get your 15 minutes of fame and be on that camera right there, Hamilton said pointing to TV cameras.Parker then said he was a traveling preacher.Judge Stephen Scarlett called a recess for lunch.10:50 a.m.Margaret Orlinski, who lived two doors away from Guy Heinze Jr. and the eight he is accused of slaying, testified she saw someone drive into New Home Mobile Home Park in a blue-gray car then saw a frantic Heinze a short time later on the morning of Aug. 29, 2009.Heinze came running down her driveway yelling, "Help, help, help," she testified on the sixth day of Heinze's death penalty murder trial."Guy was out there screaming, 'My whole family's dead. My whole family's dead,' " she testified.He told her to call police, and she used her cell phone to call 911."He was out in front of my truck dry heaving, trying not to puke," she testified.Heinze was understandably in shock, she said.Orlinski said she had never seen anyone but Russell D. Toler Jr. drive the Mercury Cougar that was parked beside the trailer that Heinze and his father shared with the eight members of Russell D. Toler Sr.'s extended family. Heinze told police he had borrowed the car from Toler Jr., a victim in the slayings."That was his baby," she said of the car.She also said that Buddy, the Toler family's dog, was tied up on the front porch and that "He was a barker."Orlinski testified that to her knowledge Heinze had no cell phone of his own and nor had she seen him with a shotgun that morning.Heinze told police that he had taken a shotgun out of the house before he had Orlinski call 911 and put it in the car. Heinze explained he had paid $25 for the gun but believed it had been stolen.Police have introduced an ATF transaction record showing that the senior Toler had bought the shotgun years before.Examining a picture of Heinze, she said that it appeared to be the way he was dressed that morning, in a striped blue polo shirt and in khaki shorts "other than he was barefoot.""That whole family never had shoes on. I don't understand it," with all the fire ant and other things out there, she testified.Under cross-examination from defense lawyer Newell Hamilton Jr., Orlinski said that she saw Heinze play with Byron Jimerson, who survived being severely beaten."My dog would have barked had he heard Buddy bark. He would have alerted me ... My dog would have gotten riled up," she testified.Buddy didn't bark every time someone came to the house, but he was aggressive toward strangers, she testified.Michael Nixon testified he lived next door to Orlinski and close to the Toler family's mobile home."I heard the dogs going crazy outside, barking," Nixon testified about the morning the deaths were discovered.When he heard voices, he looked out and Russell Toler Jr.'s car, Orlinski and Heinze and then went outside."He said his whole family was dead, they had been beaten to death," Nixon said.Heinze repeated that his family was dead and asked to borrow Nixon's phone to call his brother, Tyler., he testified.Nixon said he called the park manager to let her know what was going on.Nixon testified he saw Heinze go back in the house three times, and "I told him he needed to stay out of there."Buddy was a bull mastiff about a year old and "was fine with me," but couldn't stand the other maintenance man who teased him儲存Of Toler Jr.'s car, Nixon said he had never seen anyone but Toler Jr., his father and sister Chrissy drive the car."That was his treasure," he said of the car.Under cross-examination, Nixon identified a pair of khaki shorts and said they appeared to be the ones he was wearing that morning.Nixon said he heard Heinze yelling from inside the trailer, "Michael's still alive. Call an ambulance."Michael Toler survived until the next day when he died at a Savannah hospital of severe head injuries.He confirmed Orlinski's testimony that the two of them had had beer and tequilla together the night before and that he was intoxicated.Nixon said the only time he had seen Heinze drive the Mercury Cougar before, Toler Jr. was in the car.Once the Tolers' mobile home was moved about a year later, Nixon testified, he tore down the concrete steps and found a framing hammer."It mainly looked like dirt on it to me," he testified of material on it.9:35 a.m.A man who cooked Heinze breakfast said he appeared very nervous in a St. Simons Island restaurant.Jason Ogden said that in the early morning hours of Aug. 29, 2009, he was managing the Huddle House on St. Simons Island. He was doing paperwork in the office when waiter Candy Anderson came into the office and said she was uncomfortable."I came out front and started cooking,'' he said.He said Guy Heinze Jr., who he knew, was there with someone who could have been his brother along with some other customers."He paced back and forth. He sat still about two minutes and then walked outside the restaurant,'' Ogden said.He seemed very tense and he and the male he was with got their food to go.Checking a register receipt record, it appeared Heinze was there was at at 7:08 a.m., Ogden testified."A Philly cheese omelet and a order of hash browns all the way,'' he testified examining the bill."They could have been there 15 minutes, tops, just long enough to cook the food,'' Ogden said.They left in a gold Dodge Charger and Heinze was in no shape to drive "as nervous and tense as he was," Ogden testified.Heinze exhibited the symptoms of being "on some kind of speed,'' which Ogden had seen in family members, Ogden testified during cross-examination."Cold sweat, nervous, walking back and forth ... that's what I've been seeing all my life,'' Ogden said. "That's why my waitress came and got me. He made her nervous."He saw Heinze walk across a parking lot to a Friendly Express store and come back but didn't know if he came back inside the Huddle House, Ogden testified.Just over an hour after Heinze left the restaurant, Heinze told a 911 operator he had come home to find his whole family "beat to death.''8:55 a.m.BRUNSWICK -- Glynn County Deputy Sheriff Rocky Mortoriet testified Monday in Guy Heinze Jr.'s death penalty murder case that he heard a juror violating the judge's instructions to not discuss the case until deliberations begin.Judge Stephen Scarlett heard evidence, held a sidebar confernce with prosecution and defense attorneys and then called the jury in to resume the trial without issue issuing any ruling.Mortoriet, who has been acting as a bailiff protecting the jurors from outside influence, getting them lunch and taking them to their hotel rooms, said it began Wednesday when he took the juror to the gym."He said there is no way I can convict this gentleman," that there is no evidence against him, Mortoriet testified.The juror said that before the trial, he had called a homicide detective in California and asked how he would rate the trail, Mortoriet told Judge Stephen Scarlett.Under questioning from District Attorney Jackie Johnson, the deputy said the the juror said the detective rates interviews with suspects from one to 10.Then he takes an average of his rating, the deputy said the juror said.Sunday when Scarlett allowed the jurors to meet with close family members, he heard the juror talking with his wife about what he had heard in the courtroom."I explained to them there would be absolutely zero conversation about the trial," he said.Five minutes later he was again talking about the trial, Mottoriet testified.Mortoriet said he got closer to them and, "I heard him say, 'and the roaches were so bad.' "There has been testimony in the case that some of the eight people beaten to death in a mobile home, for which Heinze is charged with malice murder, had cockroach bites on their bodies.Another bailiff, who Mortoriet referred to as Deputy Justice, said she had heard the juror, idenfied only as No. 152, tell his wife that Heinze had consumed a lot of cocaine.Deputy Justice caught his eye and shook her head to indicate it was not allowed.The deputy said he and Justice have cautioned him to not discuss the case."Three times counting yesterday when I told him absolutely no conversation," the deputy said.Other jurors have complained they believe he's trying to discuss the case with other jurors, but he conceals his conversations by shielding the side of his face with his notepad.When the jury was seated at 8:50 a.m., Scarlett again cautioned them "that it would be improper to discuss this case.""If any of you hear another juror discussing this case or commenting on this case, you are to immediately report it to a bailiff," Scarlett said.Copyright: ___ (c)2013 The Florida Times-Union (Jacksonville, Fla.) 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mini storage 昨天天氣晴好,北京園博園成都園里兩只大熊貓“琪琪”和“芝芝”溜達出溫室曬太陽,憨態可掬的樣子,吸引遊客駐足觀看。本報記者 吳鏑攝self storage

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Source: The Arizona Daily Sun, FlagstaffOct.self storage 17--One of Flagstaff's only off-site shopping center signs has advanced toward final passage by the Flagstaff City Council.And if approved, the sign for the Flagstaff Mall might open the door to other off-premises signs, too.Macerich Corp., the owners of the Flagstaff Mall, has proposed a 22-foot high sign on North Country Club Drive at East Nestle Purina Avenue, just off Interstate 40.The sign was included in a legal settlement between the city and the mall owners in 2011, and its implementation is just now being brought to the council. Westcor owned the mall at that time.The Flagstaff Planning and Zoning Commission, made up of volunteers, voted unanimously last month against creating a special district needed to erect the sign -- the city code prohibits off-site signs and members said an exception for the mall was not warranted.But city staff noted that if the proposal was rejected, the city would likely incur more legal expenses in the matter.On Tuesday the council gave first reading to the ordinance establishing the sign district, with a final vote likely to take place in early November.Based on councilmembers comments, it appears the council is divided. A majority wants to approve the mall sign, but one faction wants to give all property owners an equal chance to get approval for a sign district, while another does not.The proposed sign, according to an artist's rendering, would announce the "Flagstaff Mall, The Marketplace and Auto Park" and contain panels for individual stores and other tenants, as shown in the staff report.The proposed sign area is 216 square feet for each sign face, 20 feet in height to the top of the sign cabinet, and 22 feet and six inches in overall height, as stated in the staff report.A settlement agreement signed in December 2011 between the city and Westcor, stipulated that the city would permit the construction of a new sign advertising the Flagstaff Mall and Marketplace, as stated in the report."Failure to adopt this ordinance may result in the City incurring additional legal expenses," as stated in the report.Councilmember Mark Woodson said: "I think the city has painted itself in a corner," noting it may have to give "preferential treatment" it doesn't give to others.Should the city change the sign rules to provide this opportunity to all businesses or not, Woodson asked.Mayor Jerry Nabours said not all off-premise 迷你倉igns are undesirable. Some can be "helpful" and provide direction. He said he did not include billboards in this category.During the public hearing, resident Matt White said: Imagine a view of Mount Elden and a sign five feet higher than the back of a semi-truck in the foreground of that view."This might be good for business, but I am worried about the domino effect," White said.Garrett Newland, vice president of Macerich, the mall owner, said: "Our company has worked very hard with the city for two years to reach a settlement. The sign easement agreement was approved by the (former) council and (it was) a good faith understanding."Newland said the sign agreement portion of the settlement was a "significant consideration as we went forward with the settlement. "He said the Flagstaff Mall is one of the top sales-tax generators in the city and employers."We are working with a major tenant and this sign is key to that tenant" deciding to come to the mall, he added.City Planning Commissioner Jim McCarthy, who voted against recommending the council approve the sign district in a unanimous decision, said: "The previous council made a private commitment to the (mall) land owner." Equal protection under the law, he added, does not allow one to have special treatment over another.Woodson said: "This sign really is 371 square feet. This is a very big sign."Councilmember Jeff Oravits said: "We've been asked to revise the sign code after the New Year. I will support this, but a precedent is being set"Added Oravits: "If we're doing this for one business, we need to (change the code) for other businesses. I look forward to the sign code discussion.Councilmember Scott Overton said: "I do not support changing the sign code," adding it would be best to restrict it to this one case.Councilmember Coral Evans said: "I am not interested in changing the entire sign code."The mayor reminded council to take into consideration that the mall is a regional shopping center containing more than 600,000 square feet of building space, including retail and restaurants.The council went into executive session for legal advice. When it returned, it voted to hold the first reading of the ordinance, moving the process along toward a final vote in November.Copyright: ___ (c)2013 The Arizona Daily Sun (Flagstaff, Ariz.) Visit The Arizona Daily Sun (Flagstaff, Ariz.) at .azdailysun.com Distributed by MCT Information Servicesmini storage

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